Century Business Finance Limited

Reference number: 763952

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When centurybusinessfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01908 769555 is
  • Who else gives the postcode MK9 1UP
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 February 2014 (12 years old)
Registered office
4 Pavillion Court 600 Pavillion Drive, Northampton Business Park, Northampton, Northamptonshire, NN4 7SL, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan Patrick Maloney Director Jan 1981 12 Mar 2018 7 other companies
Benjamin Larkins Director Jun 1990 22 Mar 2018 None
Benjamin Larkins Secretary Not published 30 Jan 2018 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
4
still active
3

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£194k

−20% from £243k

Cash at bank

£165k

−7.6% from £179k

Employees (average)

14

−6.7% from 15

Owed within a year

£326k

+22% from £267k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08891395. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Century Business Finance’s history from the FCA register and Companies House, newest first.

2025

28 May 2025

  • Benjamin Larkins no longer has significant control
  • Blackstar Asset Management Limited took control (75–100% of shares)
  • Georgina Larkins no longer has significant control
  • Jonathan Patrick Maloney no longer has significant control
  • Lianne Maloney no longer has significant control

Companies House

2019

9 April 2019

  • Benjamin Larkins gained significant control

Companies House

6 April 2019

  • Ben Larkins no longer has significant control
  • Jonathan Patrick Maloney gained significant control
  • Jonathan Patrick Maloney no longer has significant control

Companies House

2018

12 March 2018

  • Board replaced: its only director left and 2 new directors took over
  • Mark Edward Langhourne gave up control

Companies House

2017

26 October 2017

  • Ben Larkins gained significant control
  • Georgina Larkins gained significant control
  • Jonathan Patrick Maloney gained significant control
  • Lianne Maloney gained significant control

Companies House

2016

28 December 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

7 April 2016

  • Board replaced: its only director left and a new director took over

Companies House

6 April 2016

  • Mark Edward Langhourne took control (75–100% of shares)

Companies House

2014

12 February 2014

  • Incorporated at Companies House

Companies House

In the full report: all 32 events

  • All 32 events in its history (20 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Century Business Finance

Other FCA-listed firms that share a director, phone number or address with Century Business Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Century Business Finance

Other firms of the same type (credit broker), nearest first.

In Milton Keynes

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Century Business Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 32 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Century Business Finance Limited FCA authorised?
Yes, Century Business Finance Limited (FRN 763952) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Century Business Finance’s phone number and website?
The FCA register lists the phone number 01908 769555 and the website centurybusinessfinance.co.uk for Century Business Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Century Business Finance a scam or clone?
Century Business Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Century Business Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Century Business Finance handles your money, so check the specific product before you commit. You can also refer complaints about Century Business Finance to the Financial Ombudsman Service, free of charge.
Who owns Century Business Finance?
Century Business Finance is owned by Blackstar Asset Management Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 28 May 2025. Before that, it was controlled by Mr Ben Larkins, Mr Jonathan Patrick Maloney and Mr Benjamin Larkins.
Who runs Century Business Finance?
Companies House lists 2 directors of Century Business Finance: Jonathan Patrick Maloney and Benjamin Larkins.
How long has Century Business Finance been in business?
The company was formed on 12 February 2014, and has held its current FCA authorisation since December 2016.
What do Century Business Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £194k (−20% from £243k) and cash at bank of £165k (−7.6% from £179k).

Sources and links

The full report on Century Business Finance Limited

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