Certua Protect Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 7 years
Your funds are protected by FSCS
No FCA actions
Active company since 2017
Accounts filed up to 31 December 2025
One of its directors is also a director of a firm that is no longer authorised

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

certua.io (opens in a new tab)
Phone number

020 4526 4920
Address

Certua, 12-18 Theobalds Road, London, WC1X 8PL, United Kingdom

In the full report: 3 background checks

When certua.io first appeared online, and whether it can receive email
What kind of line 020 4526 4920 is, and the other firm that gives it
Who else gives the postcode WC1X 8PL

Other names (4)

If you were contacted under any of these names, it is this firm.

Certua Trading name: A name it trades under now.
Surely Trading name: A name it trades under now.
www.certua.io Trading name: A name it trades under now.
Money For Them Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Making arrangements with a view to transactions in investments

Limits on what they may do

Not permitted to canvass off trade premises

The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10649821 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 3 March 2017 (9 years old)
Registered office: 12 - 18 Theobalds Road, London, WC1X 8PL, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
John Anthony Levin	Director	Nov 1963	3 Mar 2017	3 other companies
Thomas James Williams	Director	Jun 1986	3 Mar 2017	8 other companies
Victoria Sophie Williams	Director	Jan 1990	7 Mar 2022	None
Charles Edgar Fryer	Secretary	Not published	31 Jan 2022	–

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 8
closed down: 2
is FCA-registered: 1

In the full report: all 8 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register, including one no longer authorised
The 3 companies these 3 directors run together
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£194k

−44% from £348k

Cash at bank

£148k

−78% from £663k

Employees (average)

7

Same as 7

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10649821. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Certua Protect’s history from the FCA register and Companies House, newest first.

Key events (7) All events (20)

2022

29 September 2022

Equinox Systems Limited became a part-owner (25–50% of shares)
Equinox Systems Limited stopped being a part-owner

Companies House

2019

27 September 2019

Regulated by the FCA from this date
FCA imposed a requirement (Not permitted to canvass off trade premises)
Became authorised by the FCA

FCA register

2017

3 March 2017

Incorporated at Companies House
Certua Group Limited took control (75–100% of shares)

Companies House

In the full report: all 20 events

All 20 events in its history (7 shown here)
Every director appointment and resignation: 5

Firms connected to Certua Protect

Other FCA-listed firms that share a director, phone number or address with Certua Protect. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
no longer authorised: 1
share a director: 1

In the full report: all 2 connected firms, named

How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
Who links each one: the named directors, with dates

Firms like Certua Protect

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Certua Protect

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

8 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 20 events in its history
2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Certua Protect Limited FCA authorised?

Yes, Certua Protect Limited (FRN 826485) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2019 and works as an insurance broker. The FCA has placed a limit on what it may do.

What is Certua Protect’s phone number and website?

The FCA register lists the phone number 020 4526 4920 and the website certua.io for Certua Protect. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Certua Protect a scam or clone?

Certua Protect is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Certua Protect?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Certua Protect to the Financial Ombudsman Service, free of charge.

Who owns Certua Protect?

Certua Protect is owned by Certua Group Limited, which holds 75–100% of shares and 75–100% of votes, since 3 March 2017. Before that, it was controlled by Equinox Systems Limited.

Who runs Certua Protect?

Companies House lists 3 directors of Certua Protect: John Anthony Levin, Thomas James Williams and Victoria Sophie Williams.

How long has Certua Protect been in business?

The company was formed on 3 March 2017, and has held its current FCA authorisation since September 2019.

What do Certua Protect’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £194k (−44% from £348k) and cash at bank of £148k (−78% from £663k).

Does Certua Protect use any other names?

It trades as Certua, Surely and www.certua.io. It has previously used the name Money For Them.