Cfc Underwriting Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 1997
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

cfc.com (opens in a new tab)
Phone number

020 7220 8500
Address

8 Bishopsgate, London, EC2N 4BQ, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When cfc.com first appeared online, and whether it can receive email
What kind of line 020 7220 8500 is
Whether EC2N 4BQ is a shared office: 71 other firms give it

Other names (2)

If you were contacted under any of these names, it is this firm.

Click For Cover Former trading name: A name it used to trade under.
Esurance Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03302887 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 16 January 1997 (29 years old)
Registered office: 8 Bishopsgate, London, EC2N 4BQ, United Kingdom
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Richard Churchill Ward	Director	Mar 1957	30 Mar 2022	17 other companies
Oliver Roebling Panton Corbett	Director	Jan 1965	8 Jul 2024	2 other companies
Bryan Ruthven Patrick Joseph	Director	Aug 1959	8 Jul 2024	None
Jane Carmel Poole	Director	Aug 1980	2 Oct 2025	11 other companies
Nicholas James Stephen Line	Director	May 1972	1 Jan 2026	23 other companies
John Michael Howard	Director	Dec 1966	1 Jul 2026	None
Adam Charles Winslow	Director	Jan 1979	1 Sep 2026	14 other companies
Holly Ward	Secretary	Not published	28 Jan 2026	–

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 53
closed down: 13
are FCA-registered: 13

In the full report: all 53 companies, named

What each company does, and whether it is still trading
Which of these 7 directors sit on each board, and since when
Any that went into liquidation or administration
The 13 on the FCA register
The 10 companies these 7 directors run together
All 30 people who have ever been directors, with their dates

Key dates in its history

Cfc Underwriting’s history from the FCA register and Companies House, newest first.

Key events (5) All events (60)

2016

6 April 2016

Cfc Group Holdings Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

1997

16 January 1997

Incorporated at Companies House

Companies House

In the full report: all 60 events

All 60 events in its history (5 shown here)
Every director appointment and resignation: 49

Firms connected to Cfc Underwriting

Other FCA-listed firms that share a director, phone number or address with Cfc Underwriting. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
past links: 11

In the full report: the connected firm, named

How it is linked: shared directors (1)
Who links it to this firm: the named directors, with dates
11 past links through former directors

Firms like Cfc Underwriting

Other firms of the same type (insurance broker), nearest first.

In London

Amazon EU S.a.r.l.LondonAuthorised Revolut Travel LtdLondonAuthorised Santander Insurance Services UK LimitedLondonAuthorised Aon UK LimitedLondonAuthorised Hartford Underwriting Agency LimitedLondonAuthorised Chubb Underwriting Agencies LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cfc Underwriting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

53 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
All 60 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Cfc Underwriting Limited FCA authorised?

Yes, Cfc Underwriting Limited (FRN 312848) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Cfc Underwriting’s phone number and website?

The FCA register lists the phone number 020 7220 8500 and the website cfc.com for Cfc Underwriting. If you were given different contact details, use these to check with the firm before going any further.

Is Cfc Underwriting a scam or clone?

Cfc Underwriting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Cfc Underwriting?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cfc Underwriting to the Financial Ombudsman Service, free of charge.

Who owns Cfc Underwriting?

Cfc Underwriting is owned by Cfc Group Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs Cfc Underwriting?

Companies House lists 7 directors of Cfc Underwriting: Richard Churchill Ward, Oliver Roebling Panton Corbett, Bryan Ruthven Patrick Joseph, Jane Carmel Poole, Nicholas James Stephen Line, John Michael Howard and 1 more.

How long has Cfc Underwriting been in business?

The company was formed on 16 January 1997, and has held its current FCA authorisation since January 2005.

Does Cfc Underwriting use any other names?

It has previously used 2 other names: Click For Cover and Esurance.