CFS Group Limited

Reference number: 1056493

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • CFS Group Limited (FRN 1056493) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not CFS Group.
  • Example: if CFS Group refers you to a financial adviser, the advice should come from the principal firm, not from CFS Group itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thecfs.group first appeared online, and whether it can receive email
  • What kind of line 07796 342679 is
  • Who else gives the postcode SM4 5BT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 September 2021 (5 years old)
Registered office
Peel House Suite 308, 33-44 London Road, Morden, SM4 5BT, England
Nature of business
  • Combined facilities support activities (SIC 81100)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert Michell Ewing Director Jul 1975 8 Sep 2021 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
3
went insolvent
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • The one that went into liquidation or administration
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Filed accounts and finances

Year to 30 September 2025Full accountsNot audited

Net assets

−£125k

−412% from £40.2k

Cash at bank

£3,145

−5.5% from £3,327

Owed within a year

£270k

+52% from £178k

Net assets are negative: on its last balance sheet the company owed £125k more than it owned.

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 13610226. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

CFS Group’s history from the FCA register and Companies House, newest first.

2026

13 May 2026

  • Became an introducer appointed representative

FCA register

2021

8 September 2021

  • Incorporated at Companies House
  • Robert Michell Ewing took control (75–100% of shares)
  • Robert Michell Ewing appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like CFS Group

Other firms of the same type (mortgage adviser or broker), nearest first.

In Morden

In the Sutton (SM) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on CFS Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is CFS Group Limited FCA authorised?
CFS Group Limited (FRN 1056493) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for CFS Group?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. CFS Group Limited (FRN 1056493) introduces customers to PHOENIX FINANCIAL CONSULTANTS LIMITED (FRN 539195). Any regulated advice or arranging is done by the principal, not CFS Group. Example: if CFS Group refers you to a financial adviser, the advice should come from the principal firm, not from CFS Group itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is CFS Group’s phone number and website?
The FCA register lists the phone number 07796 342679 and the website thecfs.group for CFS Group. If you were given different contact details, use these to check with the firm before going any further.
Is CFS Group a scam or clone?
CFS Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with CFS Group?
Protection works through Phoenix Financial Consultants Limited, the principal firm responsible for CFS Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns CFS Group?
Companies House lists one person with significant control of CFS Group: Mr Robert Michell Ewing (75–100% of shares).
Who runs CFS Group?
Companies House lists one director of CFS Group: Robert Michell Ewing.
How long has CFS Group been in business?
The company was formed on 8 September 2021.
What do CFS Group’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of −£125k (−412% from £40.2k) and cash at bank of £3,145 (−5.5% from £3,327).

Sources and links

The full report on CFS Group Limited

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