Champion Europe Limited

Reference number: 668994

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sparkscars.com first appeared online, and whether it can receive email
  • What kind of line 020 8178 5007 is
  • Who else gives the postcode WD24 4YJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Sparks Cars Trading name: A name it trades under now.
  • Sparkscars Watford Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 July 2002 (24 years old)
Registered office
3 Regal Way, Unit C, Watford, WD24 4YJ
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Vaughan Everard Davies Director Nov 1949 29 Jul 2002 10 other companies
Shirley Devine Secretary Not published 29 Jul 2002 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
still active
10

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£187k

−64% from £518k

Cash at bank

£135k

Up £134k from £1,043

Employees (average)

2

Same as 2

Owed within a year

£2.75m

<1% from £2.77m

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04488695. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Champion Europe’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Vaughan Everard Davies took control (75–100% of shares)

Companies House

2015

17 June 2015

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2002

17 July 2002

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Champion Europe

Other FCA-listed firms that share a director, phone number or address with Champion Europe. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Champion Europe

Other firms of the same type (car leasing or hire), nearest first.

In the Watford (WD) postcode area

Elsewhere in the UK

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Champion Europe

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Champion Europe Limited FCA authorised?
Yes, Champion Europe Limited (FRN 668994) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2015 and works as a car leasing or hire. The FCA has placed a limit on what it may do.
What is Champion Europe’s phone number and website?
The FCA register lists the phone number 020 8178 5007 and the website sparkscars.com for Champion Europe. If you were given different contact details, use these to check with the firm before going any further.
Is Champion Europe a scam or clone?
Champion Europe is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Champion Europe?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Champion Europe handles your money, so check the specific product before you commit. You can also refer complaints about Champion Europe to the Financial Ombudsman Service, free of charge.
Who owns Champion Europe?
Companies House lists one person with significant control of Champion Europe: Mr Vaughan Everard Davies (75–100% of shares).
Who runs Champion Europe?
Companies House lists one director of Champion Europe: Vaughan Everard Davies.
How long has Champion Europe been in business?
The company was formed on 17 July 2002, and has held its current FCA authorisation since June 2015.
What do Champion Europe’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £187k (−64% from £518k) and cash at bank of £135k (up £134k from £1,043).
Does Champion Europe use any other names?
It trades as Sparks Cars and Sparkscars Watford.

Sources and links

The full report on Champion Europe Limited

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