Chandler House Financial Planning Ltd

Reference number: 517433

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Best Practice IFA Group Limited Reference number: 223112 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Chandler House Financial Planning Ltd (FRN 517433) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Chandler House Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Chandler House Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When chfp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01325 722322 is
  • Who else gives the postcode IP31 2LH
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06974724
Company status
Active
Company type
Private limited company
Incorporated
28 July 2009 (17 years old)
Registered office
4b Boldero Road, Bury St. Edmunds, IP32 7BS, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicholas Borrow Director Mar 1974 28 Jul 2009 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Total equity

£819k

+2.5% from £799k

Employees (average)

2

Same as 2

Owed within a year

£191k

+71% from £112k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06974724. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Chandler House Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2016

6 April 2016

  • Nicholas Borrow became a part-owner (25–50% of shares)
  • Tracy Borrow became a part-owner (25–50% of shares)

Companies House

2010

5 February 2010

  • Became an appointed representative

FCA register

2009

28 July 2009

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like Chandler House Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Bury St. Edmunds

Christopher Lloyd Financial Planning LtdBury St. EdmundsAppointed representativeDean J. Last Wealth Management LtdBury St. EdmundsAppointed representativeFairfield Money LimitedBury St. EdmundsAppointed representativeFinPlanPro LTDBury St. EdmundsAppointed representativeForte Wealth Partners LimitedBury St. EdmundsAppointed representativeMartin O'LearyBury St. EdmundsAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Chandler House Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Chandler House Financial Planning Ltd FCA authorised?
Chandler House Financial Planning Ltd (FRN 517433) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Chandler House Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Chandler House Financial Planning Ltd (FRN 517433) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Chandler House Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Chandler House Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Chandler House Financial Planning’s phone number and website?
The FCA register lists the phone number 01325 722322 and the website chfp.co.uk for Chandler House Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Chandler House Financial Planning a scam or clone?
Chandler House Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Chandler House Financial Planning?
Protection works through Best Practice IFA Group Limited, the principal firm responsible for Chandler House Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Chandler House Financial Planning?
Companies House lists 2 people with significant control of Chandler House Financial Planning: Mr Nicholas Borrow (25–50% of shares) and Miss Tracy Borrow (25–50% of shares).
Who runs Chandler House Financial Planning?
Companies House lists one director of Chandler House Financial Planning: Nicholas Borrow.
How long has Chandler House Financial Planning been in business?
The company was formed on 28 July 2009.
What do Chandler House Financial Planning’s latest accounts show?
Its latest accounts, to 31 July 2025, show total equity of £819k (+2.5% from £799k).

Sources and links

The full report on Chandler House Financial Planning Ltd

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