Charles Martin Risk Solutions Limited

Reference number: 939473

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Charles Martin Risk Solutions Limited (FRN 939473) is an AR of MOMENTUM BROKER SOLUTIONS LTD (FRN 526435). When you use Charles Martin Risk Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Charles Martin Risk Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0116 238 8880

    Also given by 3 firms that are no longer authorised. Check you are dealing with the firm on this page.

  • Address

    99 Chiltern Way, Northampton, Northamptonshire, NN5 6BW, United Kingdom

In the full report: 2 background checks

  • What kind of line 0116 238 8880 is, and the 100 other firms that give it
  • Who else gives the postcode NN5 6BW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Momentum Broker Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 July 2020 (6 years old)
Registered office
99 Chiltern Way, Northampton, NN5 6BW, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Martin Charles Page Director Jun 1958 29 Jul 2020 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Turnover

£25.0k

Not compared: the previous accounts cover a different length of time

Profit before tax

£4,679

Not compared: the previous accounts cover a different length of time

Total equity

£2,328

Up £2,792 from −£464

Cash at bank

£190

Down £455 from £645

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12778689. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Charles Martin Risk Solutions’s history from the FCA register and Companies House, newest first.

2020

26 November 2020

  • Became an appointed representative

FCA register

29 July 2020

  • Incorporated at Companies House
  • Martin Charles Page took control (75–100% of shares)
  • Martin Charles Page appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Charles Martin Risk Solutions

Other FCA-listed firms that share a director, phone number or address with Charles Martin Risk Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share its phone number
12

In the full report: all 12 connected firms, named

  • How each is linked: the same phone number (12)
  • Who links each one: the named directors, with dates
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Firms like Charles Martin Risk Solutions

Other firms of the same type (insurance broker), nearest first.

In Northampton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Charles Martin Risk Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 4 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Charles Martin Risk Solutions Limited FCA authorised?
Charles Martin Risk Solutions Limited (FRN 939473) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Charles Martin Risk Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Charles Martin Risk Solutions Limited (FRN 939473) is an AR of MOMENTUM BROKER SOLUTIONS LTD (FRN 526435). When you use Charles Martin Risk Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Charles Martin Risk Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Charles Martin Risk Solutions’ phone number?
The FCA register lists the phone number 0116 238 8880 for Charles Martin Risk Solutions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 100 other FCA firms, 3 of which are no longer authorised.
Is Charles Martin Risk Solutions a scam or clone?
Charles Martin Risk Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Charles Martin Risk Solutions?
Protection works through Momentum Broker Solutions Ltd, the principal firm responsible for Charles Martin Risk Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Charles Martin Risk Solutions?
Companies House lists one person with significant control of Charles Martin Risk Solutions: Mr Martin Charles Page (75–100% of shares).
Who runs Charles Martin Risk Solutions?
Companies House lists one director of Charles Martin Risk Solutions: Martin Charles Page.
How long has Charles Martin Risk Solutions been in business?
The company was formed on 29 July 2020.
What do Charles Martin Risk Solutions’ latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £25.0k (not compared: the previous accounts cover a different length of time) and profit before tax of £4,679 (not compared: the previous accounts cover a different length of time).

Sources and links

The full report on Charles Martin Risk Solutions Limited

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