Charles Smiley

Reference number: 686207

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Authorised by the FCA

Charles Smiley is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When edencarsales.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 9336 6402 is, and the other firm that gives it
  • Who else gives the postcode BT38 9AJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Eden Car Sales Trading name
  • Christopher Smiley Former name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Charles Smiley’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2023

15 December 2023

  • Changed its registered name from "Christopher Smiley"

FCA register

11 December 2023

  • Changed its registered name from "Eden Car Sales"

FCA register

2015

7 May 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
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Firms connected to Charles Smiley

Other FCA-listed firms that share a director, phone number or address with Charles Smiley. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Charles Smiley

Other firms of the same type (credit broker), nearest first.

In Carrickfergus

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Charles Smiley

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Charles Smiley FCA authorised?
Yes, Charles Smiley (FRN 686207) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Charles Smiley’s phone number and website?
The FCA register lists the phone number 028 9336 6402 and the website edencarsales.co.uk for Charles Smiley. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Charles Smiley a scam or clone?
Charles Smiley is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Charles Smiley?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Charles Smiley handles your money, so check the specific product before you commit. You can also refer complaints about Charles Smiley to the Financial Ombudsman Service, free of charge.
Does Charles Smiley use any other names?
It trades as Eden Car Sales. It has previously used the name Christopher Smiley.

Sources and links

The full report on Charles Smiley

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