Chartham Financial Planning Limited

Reference number: 751932

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Best Practice IFA Group Limited Reference number: 223112 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Chartham Financial Planning Limited (FRN 751932) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Chartham Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Chartham Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When charthamfp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01342 891129 is
  • Who else gives the postcode RH19 4LZ
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10027923
Company status
Active
Company type
Private limited company
Incorporated
26 February 2016 (10 years old)
Registered office
34 Croydon Road, Caterham, Surrey, CR3 6QB, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael John Walker Director Jul 1970 26 Feb 2016 None
Louise Walker Secretary Not published 5 Jun 2018 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 28 February 2026Small company accountsNot audited

Net assets

£12.8k

−31% from £18.4k

Cash at bank

£24.5k

−14% from £28.4k

Employees (average)

1

Same as 1

Owed within a year

£20.5k

<1% from £20.3k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10027923. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Chartham Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (3) All events (8)

2016

6 July 2016

  • Became an appointed representative

FCA register

6 April 2016

  • Michael John Walker took control (75–100% of shares)

Companies House

26 February 2016

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (3 shown here)
  • Every director appointment and resignation: 5
Instant PDF download

Firms connected to Chartham Financial Planning

Other FCA-listed firms that share a director, phone number or address with Chartham Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Chartham Financial Planning

Other firms of the same type (financial adviser), nearest first.

In East Grinstead

Farringdon House Financial Services LimitedEast GrinsteadAppointed representativeLycett Law Group LLPEast GrinsteadAppointed representativeSimon WardleyEast GrinsteadAppointed representativeFlagship Financial Consultants LimitedEast GrinsteadAuthorisedMill House Group Investments LtdEast GrinsteadAuthorisedMIller Knight LimitedEast GrinsteadAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Chartham Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Chartham Financial Planning Limited FCA authorised?
Chartham Financial Planning Limited (FRN 751932) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Chartham Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Chartham Financial Planning Limited (FRN 751932) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Chartham Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Chartham Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Chartham Financial Planning’s phone number and website?
The FCA register lists the phone number 01342 891129 and the website charthamfp.co.uk for Chartham Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Chartham Financial Planning a scam or clone?
Chartham Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Chartham Financial Planning?
Protection works through Best Practice IFA Group Limited, the principal firm responsible for Chartham Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Chartham Financial Planning?
Companies House lists one person with significant control of Chartham Financial Planning: Mr Michael John Walker (75–100% of shares).
Who runs Chartham Financial Planning?
Companies House lists one director of Chartham Financial Planning: Michael John Walker.
How long has Chartham Financial Planning been in business?
The company was formed on 26 February 2016.
What do Chartham Financial Planning’s latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £12.8k (−31% from £18.4k) and cash at bank of £24.5k (−14% from £28.4k).

Sources and links

The full report on Chartham Financial Planning Limited

£19.99 · Instant PDF download

Loading secure checkout…