Chase Heptons Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 1 year
Your funds are protected by FSCS
No FCA actions
Active company since 2021
Accounts filed up to 30 September 2025
On its latest accounts it owed £70.2k more than it owned

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

chaseheptons.com (opens in a new tab)
Phone number

01268 214096
Address

New Century House 17-21, New Century Road, Laindon, Basildon, Essex, SS15 6AG, United Kingdom

In the full report: 3 background checks

When chaseheptons.com first appeared online, and whether it can receive email
What kind of line 01268 214096 is
Who else gives the postcode SS15 6AG

Other names (6)

If you were contacted under any of these names, it is this firm.

Cover2Me Trading name: A name it trades under now.
One World Insure Trading name: A name it trades under now.
One World Travel Trading name: A name it trades under now.
Planet Voyage Trading name: A name it trades under now.
Refunya Trading name: A name it trades under now.
Wet Nose and Whiskers Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (6 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Making arrangements with a view to transactions in investments

Limits on what they may do

Not permitted to canvass off trade premises

The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 13603286 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 6 September 2021 (5 years old)
Registered office: 17-21 New Century Road, Laindon, Basildon, SS15 6AG, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Andrew Peter Commins	Director	Feb 1976	6 Sep 2021	2 other companies
James Louis Fanthorpe	Director	Jul 1977	15 Jun 2022	3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
closed down: 1
is FCA-registered: 1

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

−£70.2k

Down £33.5k from −£36.8k

Cash at bank

£45.0k

No earlier figure to compare

Employees (average)

1

Same as 1

Owed within a year

£38.7k

+492% from £6,544

Net assets are negative: on its last balance sheet the company owed £70.2k more than it owned.

Assets and liabilities

In the full report: all 4 years of accounts

Every year from 2022 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13603286. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Chase Heptons’s history from the FCA register and Companies House, newest first.

Key events (7) All events (17)

2025

7 January 2025

Regulated by the FCA from this date
FCA imposed a requirement (Not permitted to canvass off trade premises)
Became authorised by the FCA

FCA register

2023

23 July 2023

Reade & May Holdings Ltd took control (75–100% of shares)
Reade And May Holdings Ltd gave up control

Companies House

2021

6 September 2021

Incorporated at Companies House
Reade And May Holdings Ltd took control (75–100% of shares)

Companies House

In the full report: all 17 events

All 17 events in its history (7 shown here)
Every director appointment and resignation: 2

Firms connected to Chase Heptons

Other FCA-listed firms that share a director, phone number or address with Chase Heptons. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share a director: 1
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: shared directors (1), the same postcode (2)
Who links each one: the named directors, with dates

Firms like Chase Heptons

Other firms of the same type (insurance broker), nearest first.

In Basildon

All Seasons Underwriting Agencies LimitedBasildonAuthorised Brokers Incorporated LimitedBasildonAuthorised Globelink International Travel Insurance Consultants LimitedBasildonAuthorised Ignite Insurance Brokers LimitedBasildonAuthorised Plum Underwriting LimitedBasildonAuthorised DBS Financial Solutions LtdBasildonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Chase Heptons

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
3 background checks on its contact details
4 years of accounts, charted
All 17 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Chase Heptons Limited FCA authorised?

Yes, Chase Heptons Limited (FRN 1015079) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2025 and works as an insurance broker. The FCA has placed a limit on what it may do.

What is Chase Heptons’ phone number and website?

The FCA register lists the phone number 01268 214096 and the website chaseheptons.com for Chase Heptons. If you were given different contact details, use these to check with the firm before going any further.

Is Chase Heptons a scam or clone?

Chase Heptons is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Chase Heptons?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Chase Heptons to the Financial Ombudsman Service, free of charge.

Who owns Chase Heptons?

Chase Heptons is owned by Reade & May Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 23 July 2023. Before that, it was controlled by Reade And May Holdings Ltd.

Who runs Chase Heptons?

Companies House lists 2 directors of Chase Heptons: Andrew Peter Commins and James Louis Fanthorpe.

How long has Chase Heptons been in business?

The company was formed on 6 September 2021, and has held its current FCA authorisation since January 2025.

What do Chase Heptons’ latest accounts show?

Its latest accounts, to 30 September 2025, show net assets of −£70.2k (down £33.5k from −£36.8k) and cash at bank of £45.0k (no earlier figure to compare).

Does Chase Heptons use any other names?

It trades as Cover2Me, One World Insure, One World Travel, Planet Voyage and Refunya, and 1 more names.