Cheddar & District Funeral Directors Limited

Reference number: 814542

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • CHEDDAR & DISTRICT FUNERAL DIRECTORS LIMITED (FRN 814542) introduces customers to Distinct Funeral Plans Limited (FRN 965289). Any regulated advice or arranging is done by the principal, not CHEDDAR & DISTRICT FUNERAL DIRECTORS.
  • Example: if CHEDDAR & DISTRICT FUNERAL DIRECTORS refers you to a financial adviser, the advice should come from the principal firm, not from CHEDDAR & DISTRICT FUNERAL DIRECTORS itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cheddardistrictfunerals.co.uk first appeared online, and whether it can receive email
  • What kind of line 01934 742958 is
  • Who else gives the postcode SA31 3AP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cheddar and District Funeral Directors Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Distinct Funeral Plans Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 June 2014 (12 years old)
Registered office
108a Lammas Street, Carmarthen, Dyfed, SA31 3AP
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian David Taylor-Rowlands Director May 1966 13 Jun 2014 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4
are FCA-registered
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£106k

−7.8% from £115k

Employees (average)

0

−100% from 2

Owed within a year

£6,990

−48% from £13.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09085694. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cheddar & District Funeral Directors’s history from the FCA register and Companies House, newest first.

2023

4 August 2023

  • Malcolm Edward George Rowlands no longer has significant control

Companies House

2018

23 July 2018

  • Became an introducer appointed representative

FCA register

2017

17 February 2017

  • Ian David Taylor Rowlands gained significant control
  • Malcolm Edward George Rowlands gained significant control

Companies House

2014

13 June 2014

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Cheddar & District Funeral Directors

Other FCA-listed firms that share a director, phone number or address with Cheddar & District Funeral Directors. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its postcode
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Cheddar & District Funeral Directors

Other firms of the same type (funeral director), nearest first.

In Carmarthen

In the Swansea (SA) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cheddar & District Funeral Directors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Cheddar & District Funeral Directors Limited FCA authorised?
Cheddar & District Funeral Directors Limited (FRN 814542) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Cheddar & District Funeral Directors?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Cheddar & District Funeral Directors Limited (FRN 814542) introduces customers to Distinct Funeral Plans Limited (FRN 965289). Any regulated advice or arranging is done by the principal, not Cheddar & District Funeral Directors. Example: if Cheddar & District Funeral Directors refers you to a financial adviser, the advice should come from the principal firm, not from Cheddar & District Funeral Directors itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cheddar & District Funeral Directors’ phone number and website?
The FCA register lists the phone number 01934 742958 and the website cheddardistrictfunerals.co.uk for Cheddar & District Funeral Directors. If you were given different contact details, use these to check with the firm before going any further.
Is Cheddar & District Funeral Directors a scam or clone?
Cheddar & District Funeral Directors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cheddar & District Funeral Directors?
Protection works through Distinct Funeral Plans Limited, the principal firm responsible for Cheddar & District Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cheddar & District Funeral Directors?
Companies House lists one person with significant control of Cheddar & District Funeral Directors: Mr Ian David Taylor Rowlands (significant influence or control). Before that, it was controlled by Mr Malcolm Edward George Rowlands.
Who runs Cheddar & District Funeral Directors?
Companies House lists one director of Cheddar & District Funeral Directors: Ian David Taylor-Rowlands.
How long has Cheddar & District Funeral Directors been in business?
The company was formed on 13 June 2014.
What do Cheddar & District Funeral Directors’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £106k (−7.8% from £115k).
Does Cheddar & District Funeral Directors use any other names?
It trades as Cheddar and District Funeral Directors.

Sources and links

The full report on Cheddar & District Funeral Directors Limited

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