Chequers Cars Lightwater Limited

Reference number: 679009

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When chequers-cars.co.uk first appeared online, and whether it can receive email
  • What kind of line 01276 451050 is
  • Who else gives the postcode GU24 8AL
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08956212
Company status
Active
Company type
Private limited company
Incorporated
24 March 2014 (12 years old)
Registered office
1 & 2 Studley Court Mews, Studley Court Guildford Road, Chobham, Woking, Surrey, GU24 8EB
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicola Jane Roach Director Aug 1980 24 Mar 2014 3 other companies
Edward Joseph Leonard Director Dec 1989 9 Nov 2020 None
James Paul Crofts Director Jun 1991 1 Oct 2021 None
Christopher Micheal Roach Director Jun 1985 28 Jan 2022 3 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
run together
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 4 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£810k

−21% from £1.02m

Cash at bank

£18.3k

−83% from £109k

Employees (average)

15

+15% from 13

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08956212. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Chequers Cars Lightwater’s history from the FCA register and Companies House, newest first.

Key events (10) All events (18)

2026

26 January 2026

  • Chequers Holdings Limited took control (75–100% of shares)
  • Christopher Micheal Roach stopped being the majority owner
  • Nicola Jane Roach stopped being a part-owner

Companies House

2022

28 January 2022

  • Christopher Micheal Roach became the majority owner (50–75% of shares)

Companies House

2018

26 June 2018

  • Gary Edward Hatt stopped being a part-owner

Companies House

2017

24 March 2017

  • Gary Edward Hatt became a part-owner (25–50% of shares)
  • Nicola Jane Roach became a part-owner (25–50% of shares)

Companies House

2015

22 June 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2014

24 March 2014

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (10 shown here)
  • Every director appointment and resignation: 6
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Firms like Chequers Cars Lightwater

Other firms of the same type (car dealer), nearest first.

In Woking

A&d Motors LtdWokingAuthorisedeporsch limitedWokingAuthorisedKingston Cars 13 LimitedWokingAuthorisedLondon Road Retail LimitedWokingAuthorisedNBU Consulting LimitedWokingAuthorisedReady Car Sales LtdWokingAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Chequers Cars Lightwater

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is Chequers Cars Lightwater Limited FCA authorised?
Yes, Chequers Cars Lightwater Limited (FRN 679009) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Chequers Cars Lightwater’s phone number and website?
The FCA register lists the phone number 01276 451050 and the website chequers-cars.co.uk for Chequers Cars Lightwater. If you were given different contact details, use these to check with the firm before going any further.
Is Chequers Cars Lightwater a scam or clone?
Chequers Cars Lightwater is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Chequers Cars Lightwater?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Chequers Cars Lightwater handles your money, so check the specific product before you commit. You can also refer complaints about Chequers Cars Lightwater to the Financial Ombudsman Service, free of charge.
Who owns Chequers Cars Lightwater?
Chequers Cars Lightwater is owned by Chequers Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 26 January 2026. Before that, it was controlled by Mr Gary Edward Hatt, Mr Christopher Micheal Roach and Mrs Nicola Jane Roach.
Who runs Chequers Cars Lightwater?
Companies House lists 4 directors of Chequers Cars Lightwater: Nicola Jane Roach, Edward Joseph Leonard, James Paul Crofts and Christopher Micheal Roach.
How long has Chequers Cars Lightwater been in business?
The company was formed on 24 March 2014, and has held its current FCA authorisation since June 2015.
What do Chequers Cars Lightwater’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £810k (−21% from £1.02m) and cash at bank of £18.3k (−83% from £109k).

Sources and links

The full report on Chequers Cars Lightwater Limited

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