Cherie Ann Kaye

Reference number: 599591

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Appointed representative

Cherie Ann Kaye does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cherie Ann Kaye (FRN 599591) is an AR of HL Partnership Limited (FRN 303397). When you use Cherie Ann Kaye's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cherie Ann Kaye, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01278 661143

  • Address

    71 South Street, Wellington, Somerset, TA21 8PD, United Kingdom

In the full report: 2 background checks

  • What kind of line 01278 661143 is
  • Who else gives the postcode TA21 8PD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Mortgage Matters Trading name
  • Owl Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Cherie Ann Kaye’s history from the FCA register and Companies House, newest first.

2019

10 September 2019

  • Began trading as "Owl Mortgages"

FCA register

2013

17 April 2013

  • Became an appointed representative
  • Began trading as "Mortgage Matters"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Cherie Ann Kaye

Other firms of the same type (mortgage adviser or broker), nearest first.

In Wellington

G. H. Financial Services LimitedWellingtonAppointed representativeKatherine HannafordWellingtonAppointed representativePiers Robert James ColegateWellingtonAppointed representativeSee Financial Services LtdWellingtonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cherie Ann Kaye

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Cherie Ann Kaye FCA authorised?
Cherie Ann Kaye (FRN 599591) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cherie Ann Kaye?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cherie Ann Kaye (FRN 599591) is an AR of HL Partnership Limited (FRN 303397). When you use Cherie Ann Kaye's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cherie Ann Kaye, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cherie Ann Kaye’s phone number?
The FCA register lists the phone number 01278 661143 for Cherie Ann Kaye. If you were given different contact details, use these to check with the firm before going any further.
Is Cherie Ann Kaye a scam or clone?
Cherie Ann Kaye is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cherie Ann Kaye?
Protection works through HL Partnership Limited, the principal firm responsible for Cherie Ann Kaye's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Cherie Ann Kaye use any other names?
It trades as Mortgage Matters and Owl Mortgages.

Sources and links

The full report on Cherie Ann Kaye

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