Cherry Street Holdings Ltd

Reference number: 841262

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When quickmortgages.com first appeared online, and whether it can receive email
  • What kind of line 0121 661 4676 is
  • Who else gives the postcode B2 5AL
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Other names (9)

If you were contacted under any of these names, it is this firm.

  • Cherry Street Finance Trading name
  • Quick mortgages Trading name
  • Quickmortgages.com Trading name
  • www.cherrystreetfinance.com Trading name
  • www.cherrystreetfinance.co.uk Trading name
  • Easyvirtualmortgage.com Former trading name
  • easyvirtualmortgages.com Former trading name
  • Ready Mortgages Former trading name
  • www.readymortgages.co.uk Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11896670
Company status
Active
Company type
Private limited company
Incorporated
21 March 2019 (7 years old)
Registered office
Bank House, 8 Cherry Street, Birmingham, B2 5AL, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
John James Yates Director Jan 1980 21 Mar 2019 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
still active
3

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£466k

−6.6% from £499k

Employees (average)

6

−33% from 9

Owed within a year

£481k

Up £470k from £11.4k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11896670. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cherry Street Holdings’s history from the FCA register and Companies House, newest first.

Key events (10) All events (31)

2024

2 September 2024

  • David Herbert Grant stopped being a part-owner
  • Greenfield Mortgages (Holdings) Ltd took control (75–100% of shares)
  • John James Yates stopped being a part-owner
  • Steven Kevin Smith stopped being a part-owner

Companies House

2019

21 October 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

21 March 2019

  • Incorporated at Companies House
  • David Herbert Grant became a part-owner (25–50% of shares)
  • John James Yates became a part-owner (25–50% of shares)
  • Steven Kevin Smith became a part-owner (25–50% of shares)

Companies House

In the full report: all 31 events

  • All 31 events in its history (10 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Cherry Street Holdings

Other FCA-listed firms that share a director, phone number or address with Cherry Street Holdings. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Cherry Street Holdings

Other firms of the same type (mortgage adviser or broker), nearest first.

In Birmingham

Affiliate Finance LtdBirminghamAuthorisedAlderbrook Financial Services LimitedBirminghamAuthorisedAwan Commercial Mortgages & Property Services LimitedBirminghamAuthorisedBridgefast Capital LtdBirminghamAuthorisedCarloumi Private Finance LimitedBirminghamAuthorisedClick Commercial Funding LimitedBirminghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cherry Street Holdings

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 31 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Cherry Street Holdings Ltd FCA authorised?
Yes, Cherry Street Holdings Ltd (FRN 841262) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2019 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Cherry Street Holdings’ phone number and website?
The FCA register lists the phone number 0121 661 4676 and the website QuickMortgages.com for Cherry Street Holdings. If you were given different contact details, use these to check with the firm before going any further.
Is Cherry Street Holdings a scam or clone?
Cherry Street Holdings is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cherry Street Holdings?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cherry Street Holdings to the Financial Ombudsman Service, free of charge.
Who owns Cherry Street Holdings?
Cherry Street Holdings is owned by Greenfield Mortgages (Holdings) Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 2 September 2024. Before that, it was controlled by Mr David Herbert Grant, Mr Steven Kevin Smith and Mr John James Yates.
Who runs Cherry Street Holdings?
Companies House lists one director of Cherry Street Holdings: John James Yates.
How long has Cherry Street Holdings been in business?
The company was formed on 21 March 2019, and has held its current FCA authorisation since October 2019.
What do Cherry Street Holdings’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £466k (−6.6% from £499k).
Does Cherry Street Holdings use any other names?
It trades as Cherry Street Finance, Quick mortgages, Quickmortgages.com, www.cherrystreetfinance.com and www.cherrystreetfinance.co.uk. It has previously used 4 other names, including Easyvirtualmortgage.com, easyvirtualmortgages.com and Ready Mortgages.

Sources and links

The full report on Cherry Street Holdings Ltd

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