Chevin Cycles Harrogate Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 9 years
Protected through the principal
No FCA actions
Active company since 2014
Accounts filed up to 31 October 2025

Responsible principal firm

BIKMO LIMITED Reference number: 745230 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Chevin Cycles Harrogate Limited (FRN 785906) introduces customers to BIKMO LIMITED (FRN 745230). Any regulated advice or arranging is done by the principal, not Chevin Cycles Harrogate.
Example: if Chevin Cycles Harrogate refers you to a financial adviser, the advice should come from the principal firm, not from Chevin Cycles Harrogate itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Chevin Cycles Harrogate Limited Reference number: 626202 Authorised

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

chevincycles.com (opens in a new tab)
Phone number

01943 462773
Address

The Showroom, Gay Lane, Otley, Yorkshire, LS21 1BR, United Kingdom

In the full report: 3 background checks

When chevincycles.com first appeared online, and whether it can receive email
What kind of line 01943 462773 is, and the 2 other firms that give it
Who else gives the postcode LS21 1BR

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Bikmo Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 08836860 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 8 January 2014 (12 years old)
Registered office: Chevin Cycles Limited, Gay Lane, Otley, West Yorkshire, LS21 1BR
Nature of business: Retail sale of sports goods, fishing gear, camping goods, boats and bicycles (SIC 47640)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Sanjai Bhatia	Director	Sep 1987	8 Jan 2014	3 other companies
Richard Charles Peacock	Director	Jan 1951	8 Jan 2014	3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
closed down: 1
is FCA-registered: 1

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 3 companies these 2 directors run together
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 October 2025Full accountsNot audited

Net assets

£435k

−21% from £549k

Cash at bank

£149k

−62% from £388k

Owed within a year

£167k

−36% from £262k

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2021 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08836860. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Chevin Cycles Harrogate’s history from the FCA register and Companies House, newest first.

Key events (3) All events (7)

2017

3 August 2017

Became an introducer appointed representative

FCA register

2016

6 April 2016

Chevin Cycles Group Limited took control (75–100% of shares)

Companies House

2014

8 January 2014

Incorporated at Companies House

Companies House

In the full report: all 7 events

All 7 events in its history (3 shown here)
Every director appointment and resignation: 4

Firms connected to Chevin Cycles Harrogate

Other FCA-listed firms that share a director, phone number or address with Chevin Cycles Harrogate. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its phone number: 1
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same phone number (1), the same postcode (2)
Who links each one: the named directors, with dates

Get the full report on Chevin Cycles Harrogate

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
5 years of accounts, charted
All 7 events in its history
2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Chevin Cycles Harrogate Limited FCA authorised?

Chevin Cycles Harrogate Limited (FRN 785906) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Chevin Cycles Harrogate?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Chevin Cycles Harrogate Limited (FRN 785906) introduces customers to BIKMO LIMITED (FRN 745230). Any regulated advice or arranging is done by the principal, not Chevin Cycles Harrogate. Example: if Chevin Cycles Harrogate refers you to a financial adviser, the advice should come from the principal firm, not from Chevin Cycles Harrogate itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Chevin Cycles Harrogate’s phone number and website?

The FCA register lists the phone number 01943 462773 and the website chevincycles.com for Chevin Cycles Harrogate. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.

Is Chevin Cycles Harrogate a scam or clone?

Chevin Cycles Harrogate is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Chevin Cycles Harrogate?

Protection works through Bikmo Limited, the principal firm responsible for Chevin Cycles Harrogate's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Chevin Cycles Harrogate?

Chevin Cycles Harrogate is owned by Chevin Cycles Group Limited, which holds 75–100% of shares, since 6 April 2016.

Who runs Chevin Cycles Harrogate?

Companies House lists 2 directors of Chevin Cycles Harrogate: Sanjai Bhatia and Richard Charles Peacock.

How long has Chevin Cycles Harrogate been in business?

The company was formed on 8 January 2014.

What do Chevin Cycles Harrogate’s latest accounts show?

Its latest accounts, to 31 October 2025, show net assets of £435k (−21% from £549k) and cash at bank of £149k (−62% from £388k).