Chf Retail Limited

Reference number: 748328

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0118 986 1212

  • Address

    10 Cressingham Road, Reading, Berkshire, RG2 7JE, United Kingdom

In the full report: 2 background checks

  • What kind of line 0118 986 1212 is
  • Who else gives the postcode RG2 7JE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Reading Bedding Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
20 July 2012 (14 years old)
Registered office
Fiveways 57-59, Hatfield Road, Potters Bar, Hertfordshire, EN6 1HS
Nature of business
  • Retail of furniture, lighting, and similar (not musical instruments or scores) in specialised store (SIC 47599)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Simon Fraser Director Jun 1974 20 Jun 2016 9 other companies
John Fraser Secretary Not published 1 May 2019 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
7
still active
2

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Micro-entity accountsNot audited

Net assets

£27.4k

+12% from £24.5k

Employees (average)

9

Same as 9

Owed within a year

£204k

−30% from £293k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08152075. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Chf Retail’s history from the FCA register and Companies House, newest first.

2016

7 September 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

20 June 2016

  • Board replaced: its only director left and a new director took over
  • Mark Simon Fraser took control (75–100% of shares)

Companies House

19 June 2016

  • Ruth Lesley Fraser gave up control

Companies House

6 April 2016

  • Ruth Lesley Fraser took control (75–100% of shares)

Companies House

2012

20 July 2012

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (7 shown here)
  • Every director appointment and resignation: 7
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Firms like Chf Retail

Other firms of the same type (retailer), nearest first.

In Reading

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Chf Retail

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is Chf Retail Limited FCA authorised?
Yes, Chf Retail Limited (FRN 748328) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2016 and works as a retailer. The FCA has placed no limits on its permissions.
What is Chf Retail’s phone number?
The FCA register lists the phone number 0118 986 1212 for Chf Retail. If you were given different contact details, use these to check with the firm before going any further.
Is Chf Retail a scam or clone?
Chf Retail is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Chf Retail?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Chf Retail handles your money, so check the specific product before you commit. You can also refer complaints about Chf Retail to the Financial Ombudsman Service, free of charge.
Who owns Chf Retail?
Companies House lists one person with significant control of Chf Retail: Mr Mark Simon Fraser (75–100% of shares). Before that, it was controlled by Mrs Ruth Lesley Fraser.
Who runs Chf Retail?
Companies House lists one director of Chf Retail: Mark Simon Fraser.
How long has Chf Retail been in business?
The company was formed on 20 July 2012, and has held its current FCA authorisation since September 2016.
What do Chf Retail’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £27.4k (+12% from £24.5k).
Does Chf Retail use any other names?
It trades as Reading Bedding.

Sources and links

The full report on Chf Retail Limited

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