Chilvester Limited

Reference number: 456753

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When chilvester.co.uk first appeared online, and whether it can receive email
  • What kind of line 01249 810050 is
  • Who else gives the postcode SN15 1EE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Chilvester Financial Trading name
  • Sovereign Asset Management Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04590782
Company status
Active
Company type
Private limited company
Incorporated
14 November 2002 (23 years old)
Registered office
2 Avon Reach, Chippenham, Wiltshire, SN15 1EE, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Justin Tottman Director Jun 1974 6 Apr 2014 3 other companies
Samuel Laurence Binstead Director Aug 1986 1 Mar 2017 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
run together
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2026Small company accountsNot audited

Net assets

£60.2k

−8% from £65.4k

Cash at bank

£101k

+280% from £26.7k

Employees (average)

15

Same as 15

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04590782. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Chilvester’s history from the FCA register and Companies House, newest first.

Key events (9) All events (24)

2020

22 July 2020

  • Andrew Tottman stopped being a part-owner
  • Chilvester Group Ltd took control (75–100% of shares)

Companies House

2019

30 January 2019

  • Anthony Capener stopped being a part-owner

Companies House

2016

1 August 2016

  • Andrew Tottman became a part-owner (25–50% of shares)
  • Anthony Capener became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2006

31 October 2006

  • Became authorised by the FCA

FCA register

30 October 2006

  • Regulated by the Financial Services Authority from this date

FCA register

2002

14 November 2002

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (9 shown here)
  • Every director appointment and resignation: 8
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Firms like Chilvester

Other firms of the same type (financial adviser), nearest first.

In Chippenham

Chamberlain Berry LLPChippenhamAuthorisedGolden Gate IFA LtdChippenhamAuthorisedIndependent Financial Services 4 You LimitedChippenhamAuthorisedMarshwood Financial Services LtdChippenhamAuthorisedMRIB LimitedChippenhamAuthorisedPerry Insurance Consultants LimitedChippenhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Chilvester

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 24 events in its history

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Frequently asked questions about this firm

Is Chilvester Limited FCA authorised?
Yes, Chilvester Limited (FRN 456753) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2006 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Chilvester’s phone number and website?
The FCA register lists the phone number 01249 810050 and the website chilvester.co.uk for Chilvester. If you were given different contact details, use these to check with the firm before going any further.
Is Chilvester a scam or clone?
Chilvester is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Chilvester?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Chilvester to the Financial Ombudsman Service, free of charge.
Who owns Chilvester?
Chilvester is owned by Chilvester Group Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 22 July 2020. Before that, it was controlled by Anthony Capener and Andrew Tottman.
Who runs Chilvester?
Companies House lists 2 directors of Chilvester: Andrew Justin Tottman and Samuel Laurence Binstead.
How long has Chilvester been in business?
The company was formed on 14 November 2002, and has held its current FCA authorisation since October 2006.
What do Chilvester’s latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £60.2k (−8% from £65.4k) and cash at bank of £101k (+280% from £26.7k).
Does Chilvester use any other names?
It trades as Chilvester Financial. It has previously used the name Sovereign Asset Management.

Sources and links

The full report on Chilvester Limited

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