Chippenham Gardens Ltd

Reference number: 956647

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    Lawford & Sons Ltd, Lawford House, Albert Place, London, N3 1QA, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode N3 1QA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • LT Capital Trading name

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
07533870
Company status
Active
Company type
Private limited company
Incorporated
17 February 2011 (15 years old)
Registered office
3rd Floor Lawford House, Albert Place, London, N3 1QA
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam Sebba Director Jun 1975 17 Feb 2011 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
still active
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2024Micro-entity accountsNot audited

Net assets

−£60.6k

Down £2,970 from −£57.6k

Employees (average)

1

Same as 1

Owed within a year

£79.3k

Same as £79.3k

Its next accounts are overdue at Companies House.

Net assets are negative: on its last balance sheet the company owed £60.6k more than it owned.

Net assets

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07533870. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Chippenham Gardens’s history from the FCA register and Companies House, newest first.

2021

16 September 2021

  • Registered with the FCA
  • Began trading as "LT Capital"

FCA register

2016

6 April 2016

  • Adam Sebba took control (75–100% of shares)

Companies House

2011

17 February 2011

  • Incorporated at Companies House
  • Adam Sebba appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Chippenham Gardens

Other FCA-listed firms that share a director, phone number or address with Chippenham Gardens. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Get the full report on Chippenham Gardens

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 1 background check on its contact details
  • 6 years of accounts, charted
  • All 5 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Chippenham Gardens Ltd FCA authorised?
Chippenham Gardens Ltd (FRN 956647) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is Chippenham Gardens a scam or clone?
Chippenham Gardens is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Chippenham Gardens?
Money you hand to Chippenham Gardens is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Chippenham Gardens?
Companies House lists one person with significant control of Chippenham Gardens: Mr Adam Sebba (75–100% of shares).
Who runs Chippenham Gardens?
Companies House lists one director of Chippenham Gardens: Adam Sebba.
How long has Chippenham Gardens been in business?
The company was formed on 17 February 2011.
What do Chippenham Gardens’ latest accounts show?
Its latest accounts, to 30 June 2024, show net assets of −£60.6k (down £2,970 from −£57.6k). Its accounts are overdue at Companies House.
Does Chippenham Gardens use any other names?
It trades as LT Capital.

Sources and links

The full report on Chippenham Gardens Ltd

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