Chris Bain Financial Advice Ltd
Reference number: 955021
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2012
- Accounts filed up to 30 April 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Chris Bain Financial Advice Ltd (FRN 955021) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Chris Bain Financial Advice's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Chris Bain Financial Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit 1D, Millennium House, Gapton Hall Road, Great Yarmouth, Norfolk, NR31 0NL, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When bainfa.co.uk first appeared online, and whether it can receive email
- What kind of line 07765 258782 is
- Who else gives the postcode NR31 0NL
Other names (1)
If you were contacted under any of these names, it is this firm.
- Bain Financial Advice Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08034205 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 April 2012 (14 years old)
- Registered office
- Unit 1d Millenium House, Gapton Hall Road, Great Yarmouth, NR31 0NL, England
- Nature of business
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- Other activities auxiliary to insurance and pension funding (SIC 66290)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Christopher Jonathan Bain | Director | Sep 1979 | 17 Apr 2012 | None |
| Gemma Bain | Director | Nov 1982 | 20 Jun 2022 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 3 people who have been directors, with their dates
Filed accounts and finances
Net assets
£406
−69% from £1,324
Cash at bank
£40.6k
+105% from £19.8k
Employees (average)
3
Same as 3
Owed within a year
£26.2k
+14% from £23.0k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08034205. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Chris Bain Financial Advice’s history from the FCA register and Companies House, newest first.
2021
18 July 2021
- Became an appointed representative
FCA register
2016
6 April 2016
- Christopher Jonathan Bain gained significant control
Companies House
2012
17 April 2012
- Incorporated at Companies House
Companies House
In the full report: all 8 events
- All 8 events in its history (3 shown here)
- Every director appointment and resignation: 4
Firms connected to Chris Bain Financial Advice
Other FCA-listed firms that share a director, phone number or address with Chris Bain Financial Advice. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Chris Bain Financial Advice
Other firms of the same type (financial adviser), nearest first.
In Great Yarmouth
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Chris Bain Financial Advice
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 8 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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What is Chris Bain Financial Advice’s phone number and website?
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What do Chris Bain Financial Advice’s latest accounts show?
Does Chris Bain Financial Advice use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk