Chris Hayward and Dawn Hayward

Reference number: 778833

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Introducer appointed representative

the Hayward partnership can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Auto Finance Online Limited Reference number: 832181 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Chris Hayward and Dawn Hayward (FRN 778833) introduces customers to Auto Finance Online Limited (FRN 832181). Any regulated advice or arranging is done by the principal, not the Hayward partnership.
  • Example: if the Hayward partnership refers you to a financial adviser, the advice should come from the principal firm, not from the Hayward partnership itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ridgewaytourers.co.uk first appeared online, and whether it can receive email
  • What kind of line 01905 923866 is
  • Who else gives the postcode WR2 4SN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ridgeway Tourers Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Auto Finance Online Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

The Hayward partnership’s history from the FCA register and Companies House, newest first.

2025

4 February 2025

  • Changed its registered name from "Ridgeway Tourers"
  • Began trading as "Ridgeway Tourers"

FCA register

2017

11 May 2017

  • Became an introducer appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Get the full report on the Hayward partnership

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Chris Hayward and Dawn Hayward FCA authorised?
Chris Hayward and Dawn Hayward (FRN 778833) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for the Hayward partnership?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Chris Hayward and Dawn Hayward (FRN 778833) introduces customers to Auto Finance Online Limited (FRN 832181). Any regulated advice or arranging is done by the principal, not the Hayward partnership. Example: if the Hayward partnership refers you to a financial adviser, the advice should come from the principal firm, not from the Hayward partnership itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is the Hayward partnership’s phone number and website?
The FCA register lists the phone number 01905 923866 and the website ridgewaytourers.co.uk for the Hayward partnership. If you were given different contact details, use these to check with the firm before going any further.
Is the Hayward partnership a scam or clone?
the Hayward partnership is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with the Hayward partnership?
Protection works through Auto Finance Online Limited, the principal firm responsible for the Hayward partnership's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does the Hayward partnership use any other names?
It trades as Ridgeway Tourers.

Sources and links

The full report on Chris Hayward and Dawn Hayward

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