Chris Law Mortgage Services Limited

Reference number: 976374

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Chris Law Mortgage Services Limited (FRN 976374) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Chris Law Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Chris Law Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When chrislawmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 01924 229222 is
  • Who else gives the postcode WF4 5HQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Chris Law Mortgages Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 June 2013 (13 years old)
Registered office
Stonebridge House 151 Wakefield Road, Horbury, Wakefield, WF4 5HQ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Chris Law Director Aug 1979 7 Jun 2013 None
Claire Law Director Sep 1983 7 Jun 2013 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£24.0k

Up £23.3k from £708

Employees (average)

5

Same as 5

Owed within a year

£35.4k

+132% from £15.3k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08561325. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Chris Law Mortgage Services’s history from the FCA register and Companies House, newest first.

2022

25 May 2022

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Chris Law became a part-owner (25–50% of shares)
  • Claire Law became a part-owner (25–50% of shares)

Companies House

2013

7 June 2013

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Chris Law Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Horbury

In the Wakefield (WF) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Chris Law Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Chris Law Mortgage Services Limited FCA authorised?
Chris Law Mortgage Services Limited (FRN 976374) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Chris Law Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Chris Law Mortgage Services Limited (FRN 976374) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Chris Law Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Chris Law Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Chris Law Mortgage Services’ phone number and website?
The FCA register lists the phone number 01924 229222 and the website chrislawmortgages.co.uk for Chris Law Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Chris Law Mortgage Services a scam or clone?
Chris Law Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Chris Law Mortgage Services?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Chris Law Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Chris Law Mortgage Services?
Companies House lists 2 people with significant control of Chris Law Mortgage Services: Mrs Claire Law (25–50% of shares) and Mr Chris Law (25–50% of shares).
Who runs Chris Law Mortgage Services?
Companies House lists 2 directors of Chris Law Mortgage Services: Chris Law and Claire Law.
How long has Chris Law Mortgage Services been in business?
The company was formed on 7 June 2013.
What do Chris Law Mortgage Services’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £24.0k (up £23.3k from £708).
Does Chris Law Mortgage Services use any other names?
It trades as Chris Law Mortgages.

Sources and links

The full report on Chris Law Mortgage Services Limited

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