Chris W Roads Limited

Reference number: 516698

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

AUTOMOTIVE COMPLIANCE LIMITED Reference number: 497010 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Chris W Roads Limited (FRN 516698) is an AR of AUTOMOTIVE COMPLIANCE LIMITED (FRN 497010). When you use Chris W Roads's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Chris W Roads, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When chriswroads.co.uk first appeared online, and whether it can receive email
  • What kind of line 01773 743333 is
  • Who else gives the postcode DE5 3NB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Chris Roads Motors Trading name
  • Chris W Roads Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Automotive Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03611139
Company status
Active
Company type
Private limited company
Incorporated
6 August 1998 (28 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Anthony Ivan Annison Director Oct 1971 7 Jul 2000 1 other company
Louise Annison Director Oct 1972 1 May 2023 None
Michael Burton Director Apr 1983 24 Oct 2023 None
Anthony Annison Secretary Not published 28 Apr 2023 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£424k

+4.6% from £405k

Cash at bank

£171k

−19% from £210k

Employees (average)

19

+5.6% from 18

Owed within a year

£1.86m

+4.2% from £1.78m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03611139. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Chris W Roads’s history from the FCA register and Companies House, newest first.

Key events (7) All events (15)

2023

27 April 2023

  • Ashley Charles Chapman stopped being a part-owner

Companies House

2016

6 April 2016

  • Anthony Ivan Annison took control (75–100% of shares)
  • Ashley Charles Chapman became a part-owner (25–50% of shares)

Companies House

2015

27 February 2015

  • Changed its registered name from "Chris W Roads Ltd"

FCA register

2010

25 January 2010

  • Became an appointed representative

FCA register

2000

7 July 2000

  • Board replaced: its only director left and 2 new directors took over

Companies House

1998

6 August 1998

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (7 shown here)
  • Every director appointment and resignation: 7
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Firms like Chris W Roads

Other firms of the same type (car dealer), nearest first.

In Ripley

RACM LtdRipleyAppointed representativeAEGD Group LimitedRipleyAppointed representativeJuniper Car Sales LimitedRipleyAppointed representativeC M Car Sales LimitedRipleyAuthorisedDerbyshire Used Van Sales LimitedRipleyAuthorisedGa Finance & Leasing LimitedRipleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Chris W Roads

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Chris W Roads Limited FCA authorised?
Chris W Roads Limited (FRN 516698) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Chris W Roads?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Chris W Roads Limited (FRN 516698) is an AR of AUTOMOTIVE COMPLIANCE LIMITED (FRN 497010). When you use Chris W Roads's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Chris W Roads, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Chris W Roads’ phone number and website?
The FCA register lists the phone number 01773 743333 and the website chriswroads.co.uk for Chris W Roads. If you were given different contact details, use these to check with the firm before going any further.
Is Chris W Roads a scam or clone?
Chris W Roads is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Chris W Roads?
Protection works through Automotive Compliance Limited, the principal firm responsible for Chris W Roads's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Chris W Roads?
Companies House lists one person with significant control of Chris W Roads: Mr Anthony Ivan Annison (75–100% of shares). Before that, it was controlled by Mr Ashley Charles Chapman.
Who runs Chris W Roads?
Companies House lists 3 directors of Chris W Roads: Anthony Ivan Annison, Louise Annison and Michael Burton.
How long has Chris W Roads been in business?
The company was formed on 6 August 1998.
What do Chris W Roads’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £424k (+4.6% from £405k) and cash at bank of £171k (−19% from £210k).
Does Chris W Roads use any other names?
It trades as Chris Roads Motors. It has previously used the name Chris W Roads Ltd.

Sources and links

The full report on Chris W Roads Limited

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