Christopher Peter Naismith

Reference number: 437969

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Appointed representative

Christopher Peter Naismith does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

TenetLime Limited Reference number: 311266 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Christopher Peter Naismith (FRN 437969) is an AR of TenetLime Limited (FRN 311266). When you use Christopher Peter Naismith's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Christopher Peter Naismith, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01463 232162

  • Address

    38 Harrowden Road, Inverness, Highland, IV3 5QN, United Kingdom

In the full report: 2 background checks

  • What kind of line 01463 232162 is
  • Who else gives the postcode IV3 5QN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • C N Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TenetLime Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Christopher Peter Naismith’s history from the FCA register and Companies House, newest first.

2016

10 May 2016

  • Changed its registered name from "C N Mortgages"
  • Began trading as "C N Mortgages"

FCA register

2005

19 August 2005

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Christopher Peter Naismith

Other firms of the same type (mortgage adviser or broker), nearest first.

In Inverness

Ewan Falconer McFarlaneInvernessAppointed representativeGordon MainInvernessAppointed representativeHome & Mortgage Shop LimitedInvernessAppointed representativeHspc Mortgage ServicesInvernessAppointed representativeInverness Mortgage Services LtdInvernessAppointed representativeStewart Mortgage Services LimitedInvernessAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Christopher Peter Naismith

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Christopher Peter Naismith FCA authorised?
Christopher Peter Naismith (FRN 437969) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Christopher Peter Naismith?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Christopher Peter Naismith (FRN 437969) is an AR of TenetLime Limited (FRN 311266). When you use Christopher Peter Naismith's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Christopher Peter Naismith, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Christopher Peter Naismith’s phone number?
The FCA register lists the phone number 01463 232162 for Christopher Peter Naismith. If you were given different contact details, use these to check with the firm before going any further.
Is Christopher Peter Naismith a scam or clone?
Christopher Peter Naismith is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Christopher Peter Naismith?
Protection works through TenetLime Limited, the principal firm responsible for Christopher Peter Naismith's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Christopher Peter Naismith use any other names?
It trades as C N Mortgages.

Sources and links

The full report on Christopher Peter Naismith

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