Christy Callaghan

Reference number: 991101

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Authorised by the FCA

Christy Callaghan is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ridgeway-garage.com first appeared online, and whether it can receive email
  • What kind of line 01749 342938 is
  • Who else gives the postcode BA4 5SE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ridgeway Garage Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Christy Callaghan’s history from the FCA register and Companies House, newest first.

2023

17 February 2023

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

In the full report: all 5 events

  • All 5 events in its history (2 shown here)
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Firms like Christy Callaghan

Other firms of the same type (credit broker), nearest first.

In the Bath (BA) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Christy Callaghan

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Christy Callaghan FCA authorised?
Yes, Christy Callaghan (FRN 991101) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2023 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Christy Callaghan’s phone number and website?
The FCA register lists the phone number 01749 342938 and the website ridgeway-garage.com for Christy Callaghan. If you were given different contact details, use these to check with the firm before going any further.
Is Christy Callaghan a scam or clone?
Christy Callaghan is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Christy Callaghan?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Christy Callaghan handles your money, so check the specific product before you commit. You can also refer complaints about Christy Callaghan to the Financial Ombudsman Service, free of charge.
Does Christy Callaghan use any other names?
It trades as Ridgeway Garage.

Sources and links

The full report on Christy Callaghan

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