Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 1986
- Accounts filed up to 31 December 2025
- On its latest accounts it owed £433k more than it owned
- 1 thing worth a closer look in the background checks
Responsible principal firm
21st Century Vehicles Limited Reference number: 674253 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- CHURCH LANE AUTOS LIMITED (FRN 1026512) introduces customers to 21st Century Vehicles Limited (FRN 674253). Any regulated advice or arranging is done by the principal, not CHURCH LANE AUTOS.
- Example: if CHURCH LANE AUTOS refers you to a financial adviser, the advice should come from the principal firm, not from CHURCH LANE AUTOS itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
184 Macclesfield Road, Whaley Bridge, High Peak, Derbyshire, SK23 7DR, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- What a page on facebook.com means for checking this firm
- What kind of line 07887 834257 is
- Who else gives the postcode SK23 7DR
FCA permissions and consumer protection
- Protection through the principal firmProtection works through 21st Century Vehicles Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 02041002 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 25 July 1986 (40 years old)
- Registered office
- La Grange, Chipshop, Tavistock, Devon, PL19 8NT, England
- Nature of business
-
- Sale of new cars and light motor vehicles (SIC 45111)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Gary Cullen | Director | Jan 1961 | Not published | 1 other company |
| Gail Cullen | Secretary | Not published | Not published | – |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
−£433k
Down £48.4k from −£384k
Cash at bank
£25.8k
No earlier figure to compare
Employees (average)
7
−13% from 8
Net assets are negative: on its last balance sheet the company owed £433k more than it owned.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 02041002. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Church Lane Autos’s history from the FCA register and Companies House, newest first.
2025
7 February 2025
- Became an introducer appointed representative
FCA register
2016
5 July 2016
- Gail Cullen became the majority owner (50–75% of shares)
Companies House
6 April 2016
- Gary Stephen Cullen became a part-owner (25–50% of shares)
Companies House
1986
25 July 1986
- Incorporated at Companies House
Companies House
Firms like Church Lane Autos
Other firms of the same type (car dealer), nearest first.
In High Peak
In the Stockport (SK) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Church Lane Autos
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 6 years of accounts, charted
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk