Churchill Estates Management Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 13 years
Protected through the principal
No FCA actions
Active company since 2001

Responsible principal firm

ARTHUR J. GALLAGHER (UK) LIMITED Reference number: 312919 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Churchill Estates Management Limited (FRN 599102) is an AR of ARTHUR J. GALLAGHER (UK) LIMITED (FRN 312919). When you use Churchill Estates Management's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Churchill Estates Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

cem.co.uk (opens in a new tab)
Phone number

01425 888910
Address

McCarthy House, Yeoman Road, Ringwood, Hampshire, BH24 3FA, United Kingdom

In the full report: 3 background checks

When cem.co.uk first appeared online, and whether it can receive email
What kind of line 01425 888910 is
Who else gives the postcode BH24 3FA

Other names (1)

If you were contacted under any of these names, it is this firm.

Millstream Management Services Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Arthur J. Gallagher (UK) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04284297 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 10 September 2001 (25 years old)
Registered office: Churchill House, Parkside, Ringwood, Hampshire, BH24 3SG, England
Nature of business: Management of real estate on a fee or contract basis (SIC 68320)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Dean Marlow	Director	Apr 1971	13 Mar 2002	56 other companies
Clinton James Mccarthy	Director	Oct 1964	19 Apr 2006	60 other companies
Spencer John Mccarthy	Director	Mar 1966	19 Apr 2006	66 other companies
Emma Rebecca Gates	Director	Oct 1988	15 Aug 2023	2 other companies
Amber Cuffe	Secretary	Not published	23 Apr 2024	–

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 70
closed down: 14
is FCA-registered: 1

In the full report: all 70 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 60 companies these 4 directors run together
All 8 people who have ever been directors, with their dates

Key dates in its history

Churchill Estates Management’s history from the FCA register and Companies House, newest first.

Key events (4) All events (14)

2022

7 July 2022

Changed its registered name from "Millstream Management Services Limited"

FCA register

2016

6 April 2016

Churchill Living Group Limited took control (75–100% of shares)

Companies House

2013

11 April 2013

Became an appointed representative

FCA register

2001

10 September 2001

Incorporated at Companies House

Companies House

In the full report: all 14 events

All 14 events in its history (4 shown here)
Every director appointment and resignation: 10

Firms connected to Churchill Estates Management

Other FCA-listed firms that share a director, phone number or address with Churchill Estates Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1

In the full report: the connected firm, named

How it is linked: shared directors (1)
Who links it to this firm: the named directors, with dates

Firms like Churchill Estates Management

Other firms of the same type (insurance broker), nearest first.

In Ringwood

Linwood Consultants LtdRingwoodAppointed representative Milsom Insurance Brokers LLPRingwoodAppointed representative Evolve Block & Estate Management LtdRingwoodAppointed representative Molton Street Enterprises LimitedRingwoodAppointed representative Event Insurance Services LimitedRingwoodAuthorised Goodmans Commercial Insurance Brokers LLPRingwoodAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Churchill Estates Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

70 other companies its directors have run, named
3 background checks on its contact details
All 14 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Churchill Estates Management Limited FCA authorised?

Churchill Estates Management Limited (FRN 599102) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Churchill Estates Management?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Churchill Estates Management Limited (FRN 599102) is an AR of ARTHUR J. GALLAGHER (UK) LIMITED (FRN 312919). When you use Churchill Estates Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Churchill Estates Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Churchill Estates Management’s phone number and website?

The FCA register lists the phone number 01425 888910 and the website cem.co.uk for Churchill Estates Management. If you were given different contact details, use these to check with the firm before going any further.

Is Churchill Estates Management a scam or clone?

Churchill Estates Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Churchill Estates Management?

Protection works through Arthur J. Gallagher (UK) Limited, the principal firm responsible for Churchill Estates Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Churchill Estates Management?

Churchill Estates Management is owned by Churchill Living Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs Churchill Estates Management?

Companies House lists 4 directors of Churchill Estates Management: Dean Marlow, Clinton James McCarthy, Spencer John McCarthy and Emma Rebecca Gates.

How long has Churchill Estates Management been in business?

The company was formed on 10 September 2001.

Does Churchill Estates Management use any other names?

It has previously used the name Millstream Management Services Limited.