CI FCL Funding 1 Limited: FCA regulated?

On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

Registered for 8 years
No FCA actions
Active company since 2018

What does this mean?

Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
No phone number on the FCA register
Address

72 Welbeck Street, 3rd Street, London, W1G 0AY, United Kingdom

In the full report: 1 background check

Who else gives the postcode W1G 0AY

Past FCA permissions and consumer protection

Money-laundering registration only
This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11488439 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 27 July 2018 (8 years old)
Registered office: 72 Welbeck Street, London, W1G 0AY, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
John Cole	Director	Apr 1971	20 Dec 2018	34 other companies
Gary Tsuan Tien Sin	Director	Feb 1978	5 Jun 2025	4 other companies
Jonathan Simon Goldstein	Director	Mar 1966	31 Aug 2026	None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 37
closed down: 11
are FCA-registered: 2

In the full report: all 37 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 on the FCA register
The 1 company these 3 directors run together
All 10 people who have ever been directors, with their dates

Key dates in its history

CI FCL Funding 1’s history from the FCA register and Companies House, newest first.

Key events (2) All events (19)

2018

24 September 2018

Registered with the FCA

FCA register

27 July 2018

Incorporated at Companies House

Companies House

In the full report: all 19 events

All 19 events in its history (2 shown here)
Every director appointment and resignation: 17

Firms connected to CI FCL Funding 1

Other FCA-listed firms that share a director, phone number or address with CI FCL Funding 1. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share a director: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: shared directors (2), the same postcode (2)
Who links each one: the named directors, with dates

Get the full report on CI FCL Funding 1

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

37 other companies its directors have run, named
1 background check on its contact details
All 19 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is CI FCL Funding 1 Limited FCA authorised?

CI FCL Funding 1 Limited (FRN 820271) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.

Is CI FCL Funding 1 a scam or clone?

CI FCL Funding 1 is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.

Is my money safe with CI FCL Funding 1?

Money you hand to CI FCL Funding 1 is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

Who runs CI FCL Funding 1?

Companies House lists 3 directors of CI FCL Funding 1: John Cole, Gary Tsuan Tien Sin and Jonathan Simon Goldstein.

How long has CI FCL Funding 1 been in business?

The company was formed on 27 July 2018.