Circle Financial Services Limited

Reference number: 148759

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When circlefinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 024 7625 7444 is, and the other firm that gives it
  • Who else gives the postcode CV1 3LY
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Circle Medical Services Former trading name
  • Gill Noble Financial Services Former trading name
  • Gill Noble Financial Services trading as Circle Financial Services Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03657694
Company status
Active
Company type
Private limited company
Incorporated
28 October 1998 (27 years old)
Registered office
118 Holyhead Road, Coventry, West Midlands, CV1 3LY
Nature of business
  • Administration of financial markets (SIC 66110)

Directors and company secretaries

Name Role Born Appointed Other companies
Anthony John Norcott Director May 1944 28 Oct 1998 9 other companies
Louise Claro Director Sep 1970 10 Mar 2014 5 other companies
Keith Adrian Brown Director Jan 1967 1 Mar 2026 1 other company
Emma Louise Ainscough Secretary Not published 19 Sep 2007 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
closed down
3
are FCA-registered
3

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 1 company these 3 directors run together
  • All 11 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£435k

+5% from £414k

Cash at bank

£106k

+60% from £66.3k

Employees (average)

15

+36% from 11

Owed within a year

£282k

−32% from £411k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03657694. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Circle Financial Services’s history from the FCA register and Companies House, newest first.

Key events (9) All events (36)

2020

30 October 2020

  • Circle 1991 Limited gave up control
  • Circle 1991 Limited took control (75–100% of shares)
  • Circle1991 Ltd gave up control

Companies House

2016

6 April 2016

  • Circle1991 Ltd took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1999

16 December 1999

  • Regulated by the Personal Investment Authority from this date

FCA register

1998

28 October 1998

  • Incorporated at Companies House

Companies House

In the full report: all 36 events

  • All 36 events in its history (9 shown here)
  • Every director appointment and resignation: 17
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Firms connected to Circle Financial Services

Other FCA-listed firms that share a director, phone number or address with Circle Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Circle Financial Services

Other firms of the same type (financial adviser), nearest first.

In Coventry

Ashleigh Court Private Client Wealth Management LimitedCoventryAuthorisedCotswold Independent Financial Services LtdCoventryAuthorisedFSJC LtdCoventryAuthorisedHallmark Independent Financial AdvisersCoventryAuthorisedJamieson Christie Wealth Management LimitedCoventryAuthorisedOakwood Financial Advisers LimitedCoventryAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Circle Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 36 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Circle Financial Services Limited FCA authorised?
Yes, Circle Financial Services Limited (FRN 148759) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Circle Financial Services’ phone number and website?
The FCA register lists the phone number 024 7625 7444 and the website circlefinancial.co.uk for Circle Financial Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Circle Financial Services a scam or clone?
Circle Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Circle Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Circle Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Circle Financial Services?
Circle Financial Services is owned by Circle 1991 Limited, which holds 75–100% of shares and 75–100% of votes, since 30 October 2020. Before that, it was controlled by Circle1991 Ltd.
Who runs Circle Financial Services?
Companies House lists 3 directors of Circle Financial Services: Anthony John Norcott, Louise Claro and Keith Adrian Brown.
How long has Circle Financial Services been in business?
The company was formed on 28 October 1998, and has held its current FCA authorisation since December 2001.
What do Circle Financial Services’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £435k (+5% from £414k) and cash at bank of £106k (+60% from £66.3k).
Does Circle Financial Services use any other names?
It has previously used 3 other names: Circle Medical Services, Gill Noble Financial Services and Gill Noble Financial Services trading as Circle Financial Services.

Sources and links

The full report on Circle Financial Services Limited

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