Circle Insurance Services Limited

Reference number: 307381

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When circlegroup.co.uk first appeared online, and whether it can receive email
  • What kind of line 024 7625 7444 is, and the other firm that gives it
  • Who else gives the postcode CV1 3LY
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Other names (15)

If you were contacted under any of these names, it is this firm.

  • Circle Elite Trading name
  • Circle Heritage Trading name
  • Circle London Markets Trading name
  • Circle Marine Insurance Services Trading name
  • Circle Visitor Attractions Trading name
  • Circle Insurance Services Plc Former name
  • Circle Affinity Former trading name
  • Circle Chapter Former trading name
  • Circle Club Former trading name
  • Circle Golf Former trading name
  • Circle Ludus Former trading name
  • Sherwin Insurance Commercial Insurance Brokers Former trading name
  • SME 360° Former trading name
  • SME insure 360° Former trading name
  • Square Mile Underwriting Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02575623
Company status
Active
Company type
Private limited company
Incorporated
22 January 1991 (35 years old)
Registered office
118 Holyhead Road, Coventry, West Midlands, CV1 3LY
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Anthony John Norcott Director May 1944 26 Feb 1991 9 other companies
Ian Storm Director Oct 1974 9 Dec 2020 6 other companies
Keri Ann Egan Director Sep 1985 23 Feb 2024 6 other companies
Alexander Geoffrey Angus Hoole Director Sep 1983 4 Aug 2025 None
Michael David Smith Director Feb 1983 17 Sep 2025 None
Emma Louise Ainscough Secretary Not published 19 Sep 2007 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
closed down
2
are FCA-registered
5

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • The 6 companies these 5 directors run together
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£1.73m

+3.6% from £1.67m

Cash at bank

£407k

+655% from £53.9k

Employees (average)

74

−6.3% from 79

Owed within a year

£1.55m

−15% from £1.82m

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02575623. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Circle Insurance Services’s history from the FCA register and Companies House, newest first.

Key events (9) All events (46)

2020

30 October 2020

  • Anthony John Norcott gave up control
  • Circle 1991 Limited took control (75–100% of shares)

Companies House

2017

10 August 2017

  • Anthony John Norcott gave up control

Companies House

28 April 2017

  • Changed its registered name from "Circle Insurance Services Plc"

FCA register

2016

6 April 2016

  • Anthony John Norcott took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1991

22 January 1991

  • Incorporated at Companies House

Companies House

In the full report: all 46 events

  • All 46 events in its history (9 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Circle Insurance Services

Other FCA-listed firms that share a director, phone number or address with Circle Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
4
share its phone number
1

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (4), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Circle Insurance Services

Other firms of the same type (insurance broker), nearest first.

In the Coventry (CV) postcode area

Akr Insurance Services LimitedCoventryAuthorisedAnthony D Evans (Insurance Brokers) & Co LtdCoventryAuthorisedArk Insurance Group LimitedCoventryAuthorisedBaker Jayne Insurance Brokers LtdCoventryAuthorisedBizvic Financial Services LtdCoventryAuthorisedBoston Insurance Brokers LimitedSolihullAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Circle Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 46 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Circle Insurance Services Limited FCA authorised?
Yes, Circle Insurance Services Limited (FRN 307381) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Circle Insurance Services’ phone number and website?
The FCA register lists the phone number 024 7625 7444 and the website circlegroup.co.uk for Circle Insurance Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Circle Insurance Services a scam or clone?
Circle Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Circle Insurance Services?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Circle Insurance Services to the Financial Ombudsman Service, free of charge.
Who owns Circle Insurance Services?
Circle Insurance Services is owned by Circle 1991 Limited, which holds 75–100% of shares and 75–100% of votes, since 30 October 2020. Before that, it was controlled by Mr Anthony John Norcott.
Who runs Circle Insurance Services?
Companies House lists 5 directors of Circle Insurance Services: Anthony John Norcott, Ian Storm, Keri Ann Egan, Alexander Geoffrey Angus Hoole and Michael David Smith.
How long has Circle Insurance Services been in business?
The company was formed on 22 January 1991, and has held its current FCA authorisation since January 2005.
What do Circle Insurance Services’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £1.73m (+3.6% from £1.67m) and cash at bank of £407k (+655% from £53.9k).
Does Circle Insurance Services use any other names?
It trades as Circle Elite, Circle Heritage, Circle London Markets, Circle Marine Insurance Services and Circle Visitor Attractions. It has previously used 10 other names, including Circle Insurance Services Plc, Circle Affinity and Circle Chapter.

Sources and links

The full report on Circle Insurance Services Limited

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