City And Commercial Ltd

Reference number: 314346

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When cityandcommercial.com first appeared online, and whether it can receive email
  • What kind of line 0333 344 9119 is, and the 2 other firms that give it
  • Whether EC3A 7LP is a shared office: 22 other firms give it
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Other names (33)

If you were contacted under any of these names, it is this firm.

  • C & C Trading name
  • C & C Insurance Services Trading name
  • C&C Re Trading name
  • City & Commercial Group Trading name
  • Inzurly Trading name
  • Journey Sure Trading name
  • Asurit Limited Former name
  • Comparisure Limited Former name
  • Mobile Phone World Ltd Former name
  • 2 U Former trading name
  • 2u.co.uk Former trading name
  • Bemobile Former trading name
  • BeMobile Insurance Former trading name
  • bemobileinsurance.co.uk Former trading name
  • blackberryphoneinsurance.co.uk Former trading name
  • Crunch Cover Former trading name
  • insurance4mobiles.co.uk Former trading name
  • insureyourcamera.com Former trading name
  • insureyourcamera.co.uk Former trading name
  • insureyouripad.com Former trading name
  • ipadinsurance.org Former trading name
  • iphoneinsurance.co.uk Former trading name
  • iphoneinsurance.org Former trading name
  • iphoneinsurance.org.uk Former trading name
  • iphonesure.co.uk Former trading name
  • kindleinsurance.co.uk Former trading name
  • laptopinsuranceuk.com Former trading name
  • mobile-phoneinsurance.co.uk Former trading name
  • mobilephoneinsurance.org Former trading name
  • Repair Network Former trading name
  • Smart Sure Former trading name
  • uklaptopinsurance.co.uk Former trading name
  • www.2u.co.uk Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02814889
Company status
Active
Company type
Private limited company
Incorporated
4 May 1993 (33 years old)
Registered office
Ashley Court 32 Main Street, Ashley, Market Harborough, Leicestershire, LE16 8HF, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon Richard Shaw Director Dec 1958 27 Mar 2009 2 other companies
Mohammed Niraz Buhari Director May 1983 21 Feb 2014 4 other companies
Neil Michael Dixon (Dr) Director Jul 1964 6 Feb 2017 3 other companies
Kumar Chetan Mankar Director Jul 1983 1 Sep 2020 4 other companies
Andrew Edmund Armstrong Selous Director Apr 1962 10 Mar 2025 5 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
closed down
4
went insolvent
1

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 3 on the FCA register
  • The 2 companies these 5 directors run together
  • All 15 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£3.47m

−14% from £4.05m

Cash at bank

£1.23m

+457% from £221k

Employees (average)

9

+13% from 8

Owed within a year

£2.84m

+25% from £2.27m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02814889. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

City And Commercial’s history from the FCA register and Companies House, newest first.

Key events (10) All events (104)

2024

4 May 2024

  • Grant Richard Burrows stopped being a part-owner

Companies House

2022

14 December 2022

  • Changed its registered name from "Asurit Limited"

FCA register

2016

6 April 2016

  • Grant Richard Burrows became a part-owner (25–50% of shares)
  • Niraz Mohammed Buhari took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2010

27 October 2010

  • Changed its registered name from "Comparisure Limited"

FCA register

2009

8 October 2009

  • Changed its registered name from "Mobile Phone World Ltd"

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1993

4 May 1993

  • Incorporated at Companies House

Companies House

In the full report: all 104 events

  • All 104 events in its history (10 shown here)
  • Every director appointment and resignation: 27
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Firms connected to City And Commercial

Other FCA-listed firms that share a director, phone number or address with City And Commercial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
2
share its phone number
2

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (2), the same phone number (2), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like City And Commercial

Other firms of the same type (insurance broker), nearest first.

In London

Amazon EU S.a.r.l.LondonAuthorisedRevolut Travel LtdLondonAuthorisedSantander Insurance Services UK LimitedLondonAuthorisedAon UK LimitedLondonAuthorisedHartford Underwriting Agency LimitedLondonAuthorisedChubb Underwriting Agencies LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on City And Commercial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 104 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is City And Commercial Ltd FCA authorised?
Yes, City And Commercial Ltd (FRN 314346) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is City And Commercial’s phone number and website?
The FCA register lists the phone number 0333 344 9119 and the website cityandcommercial.com/uk for City And Commercial. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is City And Commercial a scam or clone?
City And Commercial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with City And Commercial?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about City And Commercial to the Financial Ombudsman Service, free of charge.
Who owns City And Commercial?
Companies House lists one person with significant control of City And Commercial: Mr Niraz Mohammed Buhari (75–100% of shares). Before that, it was controlled by Mr Grant Richard Burrows.
Who runs City And Commercial?
Companies House lists 5 directors of City And Commercial: Simon Richard Shaw, Mohammed Niraz Buhari, Neil Michael Dixon (Dr), Kumar Chetan Mankar and Andrew Edmund Armstrong Selous.
How long has City And Commercial been in business?
The company was formed on 4 May 1993, and has held its current FCA authorisation since January 2005.
What do City And Commercial’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £3.47m (−14% from £4.05m) and cash at bank of £1.23m (+457% from £221k).
Does City And Commercial use any other names?
It trades as C & C, C & C Insurance Services, C&C Re, City & Commercial Group and Inzurly, and 1 more names. It has previously used 27 other names, including Asurit Limited, Comparisure Limited and Mobile Phone World Ltd.

Sources and links

The full report on City And Commercial Ltd

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