Claim-Smart Limited

Reference number: 935960

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When claim-smart.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3307 5218 is
  • Who else gives the postcode W1G 0EF
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Other names (9)

If you were contacted under any of these names, it is this firm.

  • www.claimsmart.claims Trading name
  • www.claim-smart.co.uk Trading name
  • www.claimsmart.uk Trading name
  • www.amazon.gain.guru Former trading name
  • www.asda.nixeno.com Former trading name
  • www.auto-redress.com Former trading name
  • www.claim-smart.ico Former trading name
  • www.myautoredress.com Former trading name
  • www.my-claims-expert.co.uk Former trading name

FCA permissions and consumer protection

  • Claims management No FSCS cover
    Money you pay a claims company is not FSCS protected, but FCA rules cap what it may charge you for a financial services claim. Complaints about this firm go to the Financial Ombudsman Service free of charge.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12824729
Company status
Active
Company type
Private limited company
Incorporated
19 August 2020 (6 years old)
Registered office
91 Wimpole Street, London, W1G 0EF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
David Ishag Director Oct 1958 2 Sep 2024 1 other company
Matthew John Lee Director Oct 1975 2 Sep 2024 12 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
3
went insolvent
1

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£86.7k

+477% from £15.0k

Cash at bank

£504k

+149% from £203k

Employees (average)

1

Up 1 from 0

Owed within a year

£317k

Up £313k from £4,594

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12824729. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Claim-Smart’s history from the FCA register and Companies House, newest first.

Key events (8) All events (30)

2024

17 June 2024

  • David Ishag took control (75–100% of shares)
  • Sadiq Ahadi stopped being a part-owner

Companies House

16 June 2024

  • Jason Ramiah stopped being a part-owner

Companies House

2021

16 April 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2020

19 August 2020

  • Incorporated at Companies House
  • Jason Ramiah became a part-owner (25–50% of shares)
  • Sadiq Ahadi became a part-owner (25–50% of shares)

Companies House

In the full report: all 30 events

  • All 30 events in its history (8 shown here)
  • Every director appointment and resignation: 6
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Firms like Claim-Smart

Other firms of the same type (claims management firm), nearest first.

In London

About Claims LtdLondonAuthorisedAtkinson Rose LLPLondonAuthorisedClaims (London) LimitedLondonAuthorisedClaims Pro LimitedLondonAuthorisedCongruent Actuarial LimitedLondonAuthorisedCyntex Group LtdLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Claim-Smart

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 30 events in its history

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Frequently asked questions about this firm

Is Claim-Smart Limited FCA authorised?
Yes, Claim-Smart Limited (FRN 935960) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2021 and works as a claims management firm. The FCA has placed no limits on its permissions.
What is Claim-Smart’s phone number and website?
The FCA register lists the phone number 020 3307 5218 and the website claim-smart.co.uk for Claim-Smart. If you were given different contact details, use these to check with the firm before going any further.
Is Claim-Smart a scam or clone?
Claim-Smart is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Claim-Smart?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Claim-Smart handles your money, so check the specific product before you commit. You can also refer complaints about Claim-Smart to the Financial Ombudsman Service, free of charge.
Who owns Claim-Smart?
Companies House lists one person with significant control of Claim-Smart: Mr David Ishag (75–100% of shares). Before that, it was controlled by Mr Sadiq Ahadi and Mr Jason Ramiah.
Who runs Claim-Smart?
Companies House lists 2 directors of Claim-Smart: David Ishag and Matthew John Lee.
How long has Claim-Smart been in business?
The company was formed on 19 August 2020, and has held its current FCA authorisation since April 2021.
What do Claim-Smart’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £86.7k (+477% from £15.0k) and cash at bank of £504k (+149% from £203k).
Does Claim-Smart use any other names?
It trades as www.claimsmart.claims, www.claim-smart.co.uk and www.claimsmart.uk. It has previously used 6 other names, including www.amazon.gain.guru, www.asda.nixeno.com and www.auto-redress.com.

Sources and links

The full report on Claim-Smart Limited

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