Claims Equilibrium Club Limited

Reference number: 993651

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cecclaims.co.uk first appeared online, and whether it can receive email
  • What kind of line 0141 781 4695 is
  • Who else gives the postcode G33 4EN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • CEC Trading name: A name it trades under now.
  • TM Consultants Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Assisting in the administration and performance of a contract of insurance

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 March 2003 (23 years old)
Registered office
9 Blairtummock Place, Panorama Business Village, Glasgow, G33 4EN, Scotland
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Roger James Topping Director Apr 1957 28 Mar 2014 10 other companies
Paul Nicholson Director Oct 1976 20 Jun 2025 1 other company
Emma Pearce Director Jan 1989 20 Jun 2025 None
Christine Thomson Director Jul 1960 20 Jun 2025 None
Michael Williamson Director Jan 1980 20 Jun 2025 None
Roger James Topping Secretary Not published 19 Mar 2003 10 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
5
are FCA-registered
2

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 12 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2026Small company accountsNot audited

Net assets

£429k

+34% from £321k

Cash at bank

£157k

−16% from £186k

Employees (average)

8

+33% from 6

Owed within a year

£122k

−4.5% from £128k

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC245786. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Claims Equilibrium Club’s history from the FCA register and Companies House, newest first.

2024

21 March 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Roger James Topping took control (75–100% of shares)

Companies House

2003

17 March 2003

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (4 shown here)
  • Every director appointment and resignation: 15
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Firms connected to Claims Equilibrium Club

Other FCA-listed firms that share a director, phone number or address with Claims Equilibrium Club. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Claims Equilibrium Club

Other firms of the same type (insurance broker), nearest first.

In Glasgow

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Claims Equilibrium Club

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 3 background checks on its contact details
  • 8 years of accounts, charted
  • All 22 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Claims Equilibrium Club Limited FCA authorised?
Yes, Claims Equilibrium Club Limited (FRN 993651) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2024 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Claims Equilibrium Club’s phone number and website?
The FCA register lists the phone number 0141 781 4695 and the website cecclaims.co.uk for Claims Equilibrium Club. If you were given different contact details, use these to check with the firm before going any further.
Is Claims Equilibrium Club a scam or clone?
Claims Equilibrium Club is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Claims Equilibrium Club?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Claims Equilibrium Club to the Financial Ombudsman Service, free of charge.
Who owns Claims Equilibrium Club?
Companies House lists one person with significant control of Claims Equilibrium Club: Mr Roger James Topping (75–100% of shares).
Who runs Claims Equilibrium Club?
Companies House lists 5 directors of Claims Equilibrium Club: Roger James Topping, Paul Nicholson, Emma Pearce, Christine Thomson and Michael Williamson.
How long has Claims Equilibrium Club been in business?
The company was formed on 17 March 2003, and has held its current FCA authorisation since March 2024.
What do Claims Equilibrium Club’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £429k (+34% from £321k) and cash at bank of £157k (−16% from £186k).
Does Claims Equilibrium Club use any other names?
It trades as CEC and TM Consultants.

Sources and links

The full report on Claims Equilibrium Club Limited

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