Clark Insurance UK Ltd

Reference number: 603273

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When uk.clark.io first appeared online, and whether it can receive email
  • What kind of line 07770 887703 is
  • Who else gives the postcode BS32 4RZ
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Other names (23)

If you were contacted under any of these names, it is this firm.

  • Anorak Trading name
  • Candid Trading name
  • CLARK UK Trading name
  • Compare My Cover Trading name
  • Polly Trading name
  • Polly Life Insurance Trading name
  • That's Life Trading name
  • That's Life Group Trading name
  • Tom Trading name
  • TOM Life Insurance Trading name
  • Winston Trading name
  • www.anorak.life Trading name
  • www.candid.co.uk Trading name
  • www.comparemycover.co.uk Trading name
  • www.polly.co.uk Trading name
  • www.tom.co.uk Trading name
  • www.winston.co.uk Trading name
  • Candid Insurance Services Ltd Former name
  • Candid Web Assets Ltd Former name
  • E-finity Leads Ltd Former name
  • www.comparealoan.co.uk Former trading name
  • www.expertcompare.co.uk Former trading name
  • www.phil.co.uk Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07279489
Company status
Active
Company type
Private limited company
Incorporated
9 June 2010 (16 years old)
Registered office
The Hub Aztec West, Almondsbury, Bristol, BS32 4RZ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Joshua George Sargent Director May 1989 5 Jan 2021 3 other companies
Vicky Renee Van Asbroeck Director Aug 1982 19 Mar 2026 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Group accountsAudited

Turnover

£25.4m

+15% from £22.0m

Profit before tax

−£6.12m

Down £479k from −£5.64m

Net assets

−£6.62m

No earlier figure to compare

Cash at bank

£972k

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £6.62m more than it owned.

Turnover and profit

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Figures from the year to 31 December 2023 are for the group: the company and the businesses it owns. Earlier years are the company’s own accounts, from before it had a group.

The figures for the year to 31 December 2024 were read from the printed accounts, because the filing does not tag them in a form that can be read automatically. They were checked against the accounts’ own totals.

Accounts filed at Companies House for company 07279489. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Clark Insurance UK’s history from the FCA register and Companies House, newest first.

Key events (13) All events (54)

2026

7 July 2026

  • Changed its registered name from "Candid Insurance Services Ltd"

FCA register

2022

25 March 2022

  • Allianz SE gave up control
  • Clark Holding SE took control (75–100% of shares)

Companies House

2021

8 March 2021

  • Changed its registered name from "Candid Web Assets Ltd"

FCA register

2019

30 July 2019

  • Changed its registered name from "E-finity Leads Ltd"

FCA register

24 July 2019

  • Allianz SE took control (75–100% of shares)
  • Greg Evan Lindberg gave up control

Companies House

2018

12 June 2018

  • Finanzen.De AG stopped being the majority owner
  • Greg Evan Lindberg took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Finanzen.De AG became the majority owner (50–75% of shares)

Companies House

2013

20 November 2013

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2010

9 June 2010

  • Incorporated at Companies House

Companies House

In the full report: all 54 events

  • All 54 events in its history (13 shown here)
  • Every director appointment and resignation: 16
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Firms like Clark Insurance UK

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bristol

Sunlife LimitedBristolAuthorisedAdvantage Financial Solutions LtdBristolAuthorisedAndrews Mortgage Solutions LtdBristolAuthorisedBest Mortgage Adviser LtdBristolAuthorisedChartwell Funding LimitedBristolAuthorisedClutterbuck & Lewis LtdBristolAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Clark Insurance UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 54 events in its history

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Frequently asked questions about this firm

Is Clark Insurance UK Ltd FCA authorised?
Yes, Clark Insurance UK Ltd (FRN 603273) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2013 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Clark Insurance UK’s phone number and website?
The FCA register lists the phone number 07770 887703 and the website uk.clark.io for Clark Insurance UK. If you were given different contact details, use these to check with the firm before going any further.
Is Clark Insurance UK a scam or clone?
Clark Insurance UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Clark Insurance UK?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Clark Insurance UK to the Financial Ombudsman Service, free of charge.
Who owns Clark Insurance UK?
Clark Insurance UK is owned by Clark Holding SE, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 25 March 2022. Before that, it was controlled by Allianz SE, Mr Greg Evan Lindberg and Finanzen.De AG.
Who runs Clark Insurance UK?
Companies House lists 2 directors of Clark Insurance UK: Joshua George Sargent and Vicky Renee Van Asbroeck.
How long has Clark Insurance UK been in business?
The company was formed on 9 June 2010, and has held its current FCA authorisation since November 2013.
What do Clark Insurance UK’s latest accounts show?
Its latest accounts, to 31 December 2024, show turnover of £25.4m (+15% from £22.0m) and profit before tax of −£6.12m (down £479k from −£5.64m).
Does Clark Insurance UK use any other names?
It trades as Anorak, Candid, CLARK UK, Compare My Cover and Polly, and 12 more names. It has previously used 6 other names, including Candid Insurance Services Ltd, Candid Web Assets Ltd and E-finity Leads Ltd.

Sources and links

The full report on Clark Insurance UK Ltd

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