Clear Mortgage Solutions Limited

Reference number: 597263

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Mortgage Advice Bureau Limited Reference number: 455545 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Clear Mortgage Solutions Limited (FRN 597263) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Clear Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Clear Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When clearmortgagesolutions.co.uk first appeared online, and whether it can receive email
  • What kind of line 01896 822533 is
  • Who else gives the postcode EH4 2HS
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Other names (63)

If you were contacted under any of these names, it is this firm.

  • Actuate Mortgages Trading name
  • Advance Mortgages Trading name
  • BE Mortgaged Trading name
  • Calon Mortgages Trading name
  • Exchange Mortgages Trading name
  • Family Financial Trading name
  • Fearns Mortgages Trading name
  • GK Mortgage Solutions Trading name
  • Hamilton & Co Mortgages Trading name
  • Hodgson Financial Trading name
  • Hunter & Cole Associates Trading name
  • Lindsay Mortgage Services Trading name
  • Maben Mortgages Trading name
  • McGhie Mortgages Trading name
  • McGill Mortgages Trading name
  • M.M Mortgages Trading name
  • Mortgage Advice Bureau Trading name
  • New Town Mortgages Trading name
  • Nielsen Financial Trading name
  • Pink Mortgage Solutions Trading name
  • Quantum Mortgage Solutions Trading name
  • Realm Property Finance Trading name
  • Stisi Group Trading name
  • The Home Hub Trading name
  • Tony Flynn Mortgages Trading name
  • Your Mortgage Trading name
  • Your Mortgage Broker Trading name
  • Zen Mortgage Solutions Trading name
  • Clear Mortgage Solutions (UK) Former name
  • Allander Mortgages Former trading name
  • Amber Mortgage Options Former trading name
  • Britnep Financial Solutions Former trading name
  • Clark Mortgages Former trading name
  • DCW Mortgage Services Former trading name
  • Dwell Mortgages Former trading name
  • Elle's Mortgages Former trading name
  • Ells Mortgages Former trading name
  • EMortgage Solutions Former trading name
  • Envoy Financial Former trading name
  • Fiducia Financial Services Former trading name
  • FixMyMortgage Former trading name
  • Glasgow Mortgage Advice Centre Former trading name
  • GMW Mortgage Solutions Former trading name
  • Goode Mortgages Former trading name
  • Indigo Property Experts Former trading name
  • Intelligent Mortgage Solutions Former trading name
  • Lismore Asset Management Former trading name
  • Luk£ for Solutions Former trading name
  • Luke for Financial Former trading name
  • Mark Larkins Mortgages Former trading name
  • Maxine McKnight Mortgages Former trading name
  • mortgageadvice.scot Former trading name
  • Mortgage Fixed Former trading name
  • Pinnacle-Intelligent Mortgage Solutions Former trading name
  • Prime Mortgages Former trading name
  • Prosperity Mortgages Former trading name
  • RT Finance Former trading name
  • Smoove Former trading name
  • Steedman Mortgage & Protection Former trading name
  • The Mortgage People Former trading name
  • Uniforms & Veterans Financial Solutions Former trading name
  • WPP Financial Services Former trading name
  • WPPFS Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Clear Mortgage Solutions’s history from the FCA register and Companies House, newest first.

Key events (2) All events (103)

2016

10 March 2016

  • Changed its registered name from "Clear Mortgage Solutions (UK)"

FCA register

2013

14 March 2013

  • Became an appointed representative

FCA register

In the full report: all 103 events

  • All 103 events in its history (2 shown here)
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Firms connected to Clear Mortgage Solutions

Other FCA-listed firms that share a director, phone number or address with Clear Mortgage Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Clear Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Edinburgh

Apex Mortgage Advice LimitedEdinburghAppointed representativeAven Mortgages limitedEdinburghAppointed representativeBespoke Home Finance LtdEdinburghAppointed representativeBrightermortgagesuk LtdEdinburghAppointed representativeChristopher EvansEdinburghAppointed representativeDaniel McLardyEdinburghAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Clear Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 103 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Clear Mortgage Solutions Limited FCA authorised?
Clear Mortgage Solutions Limited (FRN 597263) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Clear Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Clear Mortgage Solutions Limited (FRN 597263) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Clear Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Clear Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Clear Mortgage Solutions’ phone number and website?
The FCA register lists the phone number 01896 822533 and the website clearmortgagesolutions.co.uk for Clear Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Clear Mortgage Solutions a scam or clone?
Clear Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Clear Mortgage Solutions?
Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for Clear Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Clear Mortgage Solutions use any other names?
It trades as Actuate Mortgages, Advance Mortgages, BE Mortgaged, Calon Mortgages and Exchange Mortgages, and 23 more names. It has previously used 35 other names, including Clear Mortgage Solutions (UK), Allander Mortgages and Amber Mortgage Options.

Sources and links

The full report on Clear Mortgage Solutions Limited

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