Clear Sense Financial Planning Ltd: FCA regulated?

No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 15 August 2017.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Last known phone number

01243 209210
Last known address

20 Belle Meade Close, Woodgate, Chichester, PO20 3YD, United Kingdom

In the full report: 2 background checks

What kind of line 01243 209210 is
Who else gives the postcode PO20 3YD

Past FCA permissions and consumer protection

The record is closed
Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: CLEAR SENSE FINANCIAL PLANNING LIMITED
Company number: 10888800 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 28 July 2017 (9 years old)
Registered office: The Bull Yard, 75 High Street, Ashford, TN24 8SN, England
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
David Kenneth Carter	Director	Jun 1986	7 Aug 2026	28 other companies
Mark Eaton	Director	Aug 1964	7 Aug 2026	23 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 38
closed down: 12
are FCA-registered: 10

In the full report: all 38 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 10 on the FCA register, including one no longer authorised
The 13 companies these 2 directors run together
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Total equity

£2,650

No earlier figure to compare

Employees (average)

1

Same as 1

Owed within a year

£9,767

−23% from £12.6k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10888800. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Clear Sense Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (8) All events (12)

2026

7 August 2026

Board replaced: its only director left and 2 new directors took over
Absolute Financial Group Limited took control (75–100% of shares)
Christopher John Wales gave up control
Hannah Claire Wales stopped being a part-owner

Companies House

2017

15 August 2017

Stopped being an appointed representative

FCA register

28 July 2017

Incorporated at Companies House
Christopher John Wales took control (25–50% of shares)
Hannah Claire Wales became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

All 12 events in its history (8 shown here)
Every director appointment and resignation: 4

Firms connected to Clear Sense Financial Planning

Other FCA-listed firms that share a director, phone number or address with Clear Sense Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 9
share a director: 9
past link: 1

In the full report: all 9 connected firms, named

How each is linked: shared directors (9)
Who links each one: the named directors, with dates
1 past link through former directors

Firms like Clear Sense Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Chichester

Blue Spire Financial Planning LimitedChichesterAuthorised George Ide LLPChichesterAuthorised Hambrook Financial Planning LimitedChichesterAuthorised Marchwood IFA LimitedChichesterAuthorised AI Wealth Management LLPChichesterAppointed representative Cathedral Wealth Management LimitedChichesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Clear Sense Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

38 other companies its directors have run, named
2 background checks on its contact details
6 years of accounts, charted
All 12 events in its history
9 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Clear Sense Financial Planning Ltd FCA authorised?

No. Clear Sense Financial Planning Ltd (FRN 786753) is still listed on the FCA register, but the record is closed: no longer an appointed representative.

Is Clear Sense Financial Planning a scam or clone?

Clear Sense Financial Planning is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.

Is my money safe with Clear Sense Financial Planning?

Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Clear Sense Financial Planning has no cover, because it is no longer permitted to carry it out.

Who owns Clear Sense Financial Planning?

Clear Sense Financial Planning is owned by Absolute Financial Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 7 August 2026. Before that, it was controlled by Mr Christopher John Wales and Mrs Hannah Claire Wales.

Who runs Clear Sense Financial Planning?

Companies House lists 2 directors of Clear Sense Financial Planning: David Kenneth Carter and Mark Eaton.

How long has Clear Sense Financial Planning been in business?

The company was formed on 28 July 2017.

What do Clear Sense Financial Planning’s latest accounts show?

Its latest accounts, to 31 July 2025, show total equity of £2,650 (no earlier figure to compare).