Clear View Financial Services Limited
Reference number: 215729
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 24 years
- Protected through the principal
- No FCA actions
- Active company since 2006
- Accounts filed up to 31 December 2025
Responsible principal firm
Openwork Limited Reference number: 408285 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Clear View Financial Services Limited (FRN 215729) is an AR of Openwork Limited (FRN 408285). When you use Clear View Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Clear View Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Clear View Cottage Whistley Green, Reading, Berks, RG10 0DU, United Kingdom
In the full report: 3 background checks
- When clearviewfs.co.uk first appeared online, and whether it can receive email
- What kind of line 0118 934 7357 is
- Who else gives the postcode RG10 0DU
Other names (2)
If you were contacted under any of these names, it is this firm.
- Clear View Financial Services Ltd Former name: A name it was registered under before.
- Nigel Horscroft Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05972253 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 October 2006 (20 years old)
- Registered office
- Unit 2 Diddenham Court Lambwood Hill, Grazeley, Reading, RG7 1JQ, England
- Nature of business
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- Other activities auxiliary to insurance and pension funding (SIC 66290)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nigel Horscroft | Director | Jan 1967 | 19 Oct 2006 | 1 other company |
| Mandy Coker | Secretary | Not published | 19 Oct 2006 | – |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£267k
+15% from £233k
Employees (average)
6
+20% from 5
Owed within a year
£76.9k
+24% from £62.0k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 05972253. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Clear View Financial Services’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Nigel Horscroft took control (75–100% of shares)
Companies House
2007
22 March 2007
- Changed its registered name from "Clear View Financial Services Ltd"
FCA register
2006
13 November 2006
- Changed its registered name from "Nigel Horscroft"
FCA register
19 October 2006
- Incorporated at Companies House
- Nigel Horscroft appointed as a director
Companies House
2002
12 July 2002
- Became an appointed representative
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms like Clear View Financial Services
Other firms of the same type (financial adviser), nearest first.
In Reading
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Clear View Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 6 events in its history
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Frequently asked questions about this firm
Is Clear View Financial Services Limited FCA authorised?
What does appointed representative mean for Clear View Financial Services?
What is Clear View Financial Services’ phone number and website?
Is Clear View Financial Services a scam or clone?
Is my money safe with Clear View Financial Services?
Who owns Clear View Financial Services?
Who runs Clear View Financial Services?
How long has Clear View Financial Services been in business?
What do Clear View Financial Services’ latest accounts show?
Does Clear View Financial Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk