Clearscore Everywhere Limited

Reference number: 662079

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When clearscore.com first appeared online, and whether it can receive email
  • What kind of line 0800 432 0142 is, and the other firm that gives it
  • Who else gives the postcode M22 0RR
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Other names (21)

If you were contacted under any of these names, it is this firm.

  • Acre Trading name: A name it trades under now.
  • Acre Support Trading name: A name it trades under now.
  • Aro Trading name: A name it trades under now.
  • Aro Finance Trading name: A name it trades under now.
  • Clearscore Trading name: A name it trades under now.
  • Score Trading name: A name it trades under now.
  • Aro Finance Limited Former name: A name it was registered under before.
  • Freedom Finance Limited Former name: A name it was registered under before.
  • Aro Mortgages Former trading name: A name it used to trade under.
  • Freedom Former trading name: A name it used to trade under.
  • Freedom4Intermediaries Former trading name: A name it used to trade under.
  • Freedom Business Finance Former trading name: A name it used to trade under.
  • Freedom Finance Former trading name: A name it used to trade under.
  • Freedom Finance Services Former trading name: A name it used to trade under.
  • Freedom for Intermediaries Former trading name: A name it used to trade under.
  • Freedom Services Former trading name: A name it used to trade under.
  • Fusion Score Former trading name: A name it used to trade under.
  • Lending Wizard Former trading name: A name it used to trade under.
  • Moneio Former trading name: A name it used to trade under.
  • myfreedom Former trading name: A name it used to trade under.
  • The Lending Wizard Former trading name: A name it used to trade under.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 020 3921 0870
Fake email addresses (3)
  • helploanteam@gmail.com
  • nikitawalkerhelp@gmail.com
  • victorloanhelpteam@gmail.com
Fake websites (1)
  • freedomtofinance.uk
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 June 2007 (19 years old)
Registered office
Vox Studios, Vg 203 1-45 Durham Street, London, SE11 5JH, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Justin Simon Mark Basini Director Jun 1974 28 Jan 2025 7 other companies
Brian Thomas Cole Director Feb 1970 28 Jan 2025 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
still active
7
are FCA-registered
3

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register, including 2 no longer authorised
  • The 3 companies these 2 directors run together
  • All 14 people who have ever been directors, with their dates
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Key dates in its history

Clearscore Everywhere’s history from the FCA register and Companies House, newest first.

2025

23 July 2025

  • Changed its registered name from "Aro Finance Limited"

FCA register

28 January 2025

  • Board replaced: all 3 directors left and 2 new directors took over
  • Aro Finance Group Limited gave up control

Companies House

2024

3 May 2024

  • Changed its registered name from "Freedom Finance Limited"

FCA register

2023

3 January 2023

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2021

28 October 2021

  • Aro Finance Group Limited took control (75–100% of shares)
  • Freedom Finance Holdings Limited gave up control

Companies House

2016

6 April 2016

  • Freedom Finance Holdings Limited took control (75–100% of shares)

Companies House

2015

7 October 2015

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2007

29 June 2007

  • Incorporated at Companies House

Companies House

In the full report: all 69 events

  • All 69 events in its history (12 shown here)
  • Every director appointment and resignation: 24
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Firms connected to Clearscore Everywhere

Other FCA-listed firms that share a director, phone number or address with Clearscore Everywhere. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
no longer authorised
1
share a director
3

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Clearscore Everywhere

Other firms of the same type (mortgage adviser or broker), nearest first.

In Manchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Clearscore Everywhere

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 69 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Clearscore Everywhere Limited FCA authorised?
Yes, Clearscore Everywhere Limited (FRN 662079) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2015 and works as a mortgage adviser or broker. The FCA has placed a limit on what it may do.
What is Clearscore Everywhere’s phone number and website?
The FCA register lists the phone number 0800 432 0142 and the website clearscore.com for Clearscore Everywhere. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Clearscore Everywhere a scam or clone?
Scammers have impersonated Clearscore Everywhere: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Clearscore Everywhere, shown on this page.
Is my money safe with Clearscore Everywhere?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Clearscore Everywhere to the Financial Ombudsman Service, free of charge.
Who owns Clearscore Everywhere?
Companies House lists no one with significant control of Clearscore Everywhere now. Before that, it was controlled by Freedom Finance Holdings Limited and Aro Finance Group Limited.
Who runs Clearscore Everywhere?
Companies House lists 2 directors of Clearscore Everywhere: Justin Simon Mark Basini and Brian Thomas Cole.
How long has Clearscore Everywhere been in business?
The company was formed on 29 June 2007, and has held its current FCA authorisation since October 2015.
Does Clearscore Everywhere use any other names?
It trades as Acre, Acre Support, Aro, Aro Finance and Clearscore, and 1 more names. It has previously used 15 other names, including Aro Finance Limited, Freedom Finance Limited and Aro Mortgages.

Sources and links

The full report on Clearscore Everywhere Limited

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