Clements Europe Limited

Reference number: 504942

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When clements.com first appeared online, and whether it can receive email
  • What kind of line 0330 099 0104 is
  • Who else gives the postcode EC3V 9LJ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Clements Worldwide Trading name: A name it trades under now.
  • Gallagher Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Hold & Control client money
    May hold & control client money only for Non-investment insurance business

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 May 2009 (17 years old)
Registered office
The Walbrook Building, 25 Walbrook, London, EC4N 8AW, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Kanak Kandakumar Director Oct 1970 29 Oct 2018 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 9 people who have been directors, with their dates
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Key dates in its history

Clements Europe’s history from the FCA register and Companies House, newest first.

2023

13 October 2023

  • Arthur J. Gallagher & Co. took control (75–100% of shares)
  • Jon Bailey Clements gave up control

Companies House

2016

6 April 2016

  • Clements & Co gave up control
  • Clements & Co took control (75–100% of shares)
  • Jon Bailey Clements took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2010

6 May 2010

  • FCA imposed a requirement (Hold & Control client money)
  • Became authorised by the FCA

FCA register

26 January 2010

  • Regulated by the Financial Services Authority from this date

FCA register

2009

29 May 2009

  • Incorporated at Companies House

Companies House

In the full report: all 32 events

  • All 32 events in its history (10 shown here)
  • Every director appointment and resignation: 17
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Firms connected to Clements Europe

Other FCA-listed firms that share a director, phone number or address with Clements Europe. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Clements Europe

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Clements Europe

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 32 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Clements Europe Limited FCA authorised?
Yes, Clements Europe Limited (FRN 504942) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2010 and works as an insurance broker. The FCA has placed a limit on what it may do.
What is Clements Europe’s phone number and website?
The FCA register lists the phone number 0330 099 0104 and the website clements.com for Clements Europe. If you were given different contact details, use these to check with the firm before going any further.
Is Clements Europe a scam or clone?
Clements Europe is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Clements Europe?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Clements Europe to the Financial Ombudsman Service, free of charge.
Who owns Clements Europe?
Clements Europe is owned by Arthur J. Gallagher & Co., which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 13 October 2023. Before that, it was controlled by Clements & Co and Jon Bailey Clements.
Who runs Clements Europe?
Companies House lists one director of Clements Europe: Kanak Kandakumar.
How long has Clements Europe been in business?
The company was formed on 29 May 2009, and has held its current FCA authorisation since May 2010.
Does Clements Europe use any other names?
It trades as Clements Worldwide and Gallagher.

Sources and links

The full report on Clements Europe Limited

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