Clements Financial Ltd

Reference number: 963465

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 5 November 2021.

This FCA record is no longer authorised, but the company is still on the register with full FCA authorisation under FRN 1055767 →.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Last known website

    clementsfinancial.co.uk

  • Last known phone number

    07557 379187

  • Last known address

    381 Eastfield road, Peterborough, Cambridgeshire, PE1 4RA, United Kingdom

In the full report: 3 background checks

  • When clementsfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 07557 379187 is
  • Who else gives the postcode PE1 4RA
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Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 May 2018 (8 years old)
Registered office
381 Eastfield Road, Peterborough, PE1 4RA, England
Nature of business
  • Activities of financial services holding companies (SIC 64205)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan Harry Andy Clements Director Feb 1985 29 May 2018 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£32.6k

No earlier figure to compare

Employees (average)

2

+100% from 1

Owed within a year

£25.9k

+30% from £19.9k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11385992. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Clements Financial’s history from the FCA register and Companies House, newest first.

2024

26 March 2024

  • Megan Clements stopped being a part-owner

Companies House

2023

1 April 2023

  • Megan Clements became a part-owner (25–50% of shares)

Companies House

2021

5 November 2021

  • Stopped being an appointed representative

FCA register

2018

29 May 2018

  • Incorporated at Companies House
  • Jonathan Harry Andy Clements took control (75–100% of shares)
  • Jonathan Harry Andy Clements appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Clements Financial

Other FCA-listed firms that share a director, phone number or address with Clements Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Get the full report on Clements Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Clements Financial Ltd FCA authorised?
No. Clements Financial Ltd (FRN 963465) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is Clements Financial a scam or clone?
Clements Financial is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Clements Financial?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Clements Financial has no cover, because it is no longer permitted to carry it out.
Who owns Clements Financial?
Companies House lists one person with significant control of Clements Financial: Mr Jonathan Harry Andy Clements (75–100% of shares). Before that, it was controlled by Mrs Megan Clements.
Who runs Clements Financial?
Companies House lists one director of Clements Financial: Jonathan Harry Andy Clements.
How long has Clements Financial been in business?
The company was formed on 29 May 2018.
What do Clements Financial’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £32.6k (no earlier figure to compare).

Sources and links

The full report on Clements Financial Ltd

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