Click Loans Ltd

Reference number: 796023

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When simplymoney.com first appeared online, and whether it can receive email
  • What kind of line 0161 814 2900 is
  • Who else gives the postcode SK8 5AE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Simply Money Trading name
  • Click Finance Former trading name

FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10145269
Company status
Active
Company type
Private limited company
Incorporated
25 April 2016 (10 years old)
Registered office
Alexander House 4 Station Road, Cheadle Hulme, Cheadle, SK8 5AE, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian William Johnson Director May 1978 1 Mar 2019 13 other companies
Jeremy Paul Gibson Director May 1973 18 Sep 2025 87 other companies
Mayank Prakash Director Jan 1973 18 Sep 2025 57 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
98
closed down
20
went insolvent
1

In the full report: all 98 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 37 on the FCA register, including one no longer authorised
  • The 53 companies these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Small company accountsAudited

Net assets

−£226k

−192% from £245k

Cash at bank

£29.5k

+18% from £25.0k

Employees (average)

22

+38% from 16

Owed within a year

£874k

+6.8% from £818k

Net assets are negative: on its last balance sheet the company owed £226k more than it owned.

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10145269. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Click Loans’s history from the FCA register and Companies House, newest first.

Key events (6) All events (20)

2019

1 March 2019

  • Believe Money Group Limited took control (75–100% of shares)
  • Matthew David Meecham gave up control

Companies House

2018

11 April 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

1 January 2017

  • Matthew David Meecham took control (75–100% of shares)

Companies House

2016

25 April 2016

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (6 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Click Loans

Other FCA-listed firms that share a director, phone number or address with Click Loans. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
4
share its postcode
3

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (4), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Click Loans

Other firms of the same type (mortgage adviser or broker), nearest first.

In Cheadle

Hilton Financial Management LimitedCheadleAuthorisedIn2mortgages LtdCheadleAuthorisedLiquid Financial Services LimitedCheadleAuthorisedNicholas Stephen WalkerCheadleAuthorisedAMG Financial Solutions LimitedCheadleAppointed representativeBelieve Specialist Finance LimitedCheadleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Click Loans

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 98 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 20 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Click Loans Ltd FCA authorised?
Yes, Click Loans Ltd (FRN 796023) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2018 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Click Loans’ phone number and website?
The FCA register lists the phone number 0161 814 2900 and the website simplymoney.com for Click Loans. If you were given different contact details, use these to check with the firm before going any further.
Is Click Loans a scam or clone?
Click Loans is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Click Loans?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Click Loans to the Financial Ombudsman Service, free of charge.
Who owns Click Loans?
Click Loans is owned by Believe Money Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 March 2019. Before that, it was controlled by Mr Matthew David Meecham.
Who runs Click Loans?
Companies House lists 3 directors of Click Loans: Ian William Johnson, Jeremy Paul Gibson and Mayank Prakash.
How long has Click Loans been in business?
The company was formed on 25 April 2016, and has held its current FCA authorisation since April 2018.
What do Click Loans’ latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of −£226k (−192% from £245k) and cash at bank of £29.5k (+18% from £25.0k).
Does Click Loans use any other names?
It trades as Simply Money. It has previously used the name Click Finance.

Sources and links

The full report on Click Loans Ltd

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