Clifford Davis Financial Planning Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 8 years
Your funds are protected by FSCS
No FCA actions
Active company since 2017
Accounts filed up to 31 August 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

clifforddavis.co.uk (opens in a new tab)
Phone number

020 3627 7441
Address

Suite No 106, The Brentano Suite, 2 Athenaeum Road, London, N20 9AE, United Kingdom

In the full report: 3 background checks

When clifforddavis.co.uk first appeared online, and whether it can receive email
What kind of line 020 3627 7441 is
Who else gives the postcode N20 9AE

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (10 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10938379 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 30 August 2017 (9 years old)
Registered office: Matches the FCA register address ✓
Nature of business: Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
David Shaikh	Director	May 1979	30 Aug 2017	None
Clifton Vincent Smith	Director	Oct 1978	30 Aug 2017	4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 4
closed down: 2
still active: 2

In the full report: all 4 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£21.0k

+3% from £20.4k

Cash at bank

£19.8k

+164% from £7,505

Employees (average)

2

Same as 2

Owed within a year

£143

Up £127 from £16

Net assets

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10938379. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Clifford Davis Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2018

8 January 2018

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2017

30 August 2017

Incorporated at Companies House
Clifton Vincent Smith became a part-owner (25–50% of shares)
David Shaikh became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

All 9 events in its history (5 shown here)
Every director appointment and resignation: 2

Firms connected to Clifford Davis Financial Planning

Other FCA-listed firms that share a director, phone number or address with Clifford Davis Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Clifford Davis Financial Planning

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Saga Personal Finance LimitedLondonAuthorised Legal & General Partnership Services LimitedLondonAuthorised Prudential Distribution LimitedLondonAuthorised Quilter Mortgage Planning LimitedLondonAuthorised Enness LimitedLondonAuthorised Pivotal Financial LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Clifford Davis Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

4 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 9 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Clifford Davis Financial Planning Ltd FCA authorised?

Yes, Clifford Davis Financial Planning Ltd (FRN 792018) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2018 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Clifford Davis Financial Planning’s phone number and website?

The FCA register lists the phone number 020 3627 7441 and the website clifforddavis.co.uk for Clifford Davis Financial Planning. If you were given different contact details, use these to check with the firm before going any further.

Is Clifford Davis Financial Planning a scam or clone?

Clifford Davis Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Clifford Davis Financial Planning?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Clifford Davis Financial Planning to the Financial Ombudsman Service, free of charge.

Who owns Clifford Davis Financial Planning?

Companies House lists 2 people with significant control of Clifford Davis Financial Planning: Mr Clifton Vincent Smith (25–50% of shares) and Mr David Shaikh (25–50% of shares).

Who runs Clifford Davis Financial Planning?

Companies House lists 2 directors of Clifford Davis Financial Planning: David Shaikh and Clifton Vincent Smith.

How long has Clifford Davis Financial Planning been in business?

The company was formed on 30 August 2017, and has held its current FCA authorisation since January 2018.

What do Clifford Davis Financial Planning’s latest accounts show?

Its latest accounts, to 31 August 2025, show net assets of £21.0k (+3% from £20.4k) and cash at bank of £19.8k (+164% from £7,505).