Clinic 95 Limited

Reference number: 1019959

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Tabeo Finance Limited Reference number: 777539 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • CLINIC 95 LIMITED (FRN 1019959) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not CLINIC 95.
  • Example: if CLINIC 95 refers you to a financial adviser, the advice should come from the principal firm, not from CLINIC 95 itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01865 241661

  • Address

    95 West Way, Oxford, Oxfordshire, OX2 9JY, United Kingdom

In the full report: 2 background checks

  • What kind of line 01865 241661 is
  • Who else gives the postcode OX2 9JY
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Tabeo Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06899460
Company status
Active
Company type
Private limited company
Incorporated
8 May 2009 (17 years old)
Registered office
2 Manor Farm Court, Old Wolverton Road, Old Wolverton, Milton Keynes, Buckinghamshire, MK12 5NN, England
Nature of business
  • Dental practice activities (SIC 86230)

Directors and company secretaries

Name Role Born Appointed Other companies
Maria Joy Hardman Director Mar 1963 8 May 2009 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£153k

+4.1% from £147k

Cash at bank

£83.0k

−39% from £137k

Employees (average)

9

+13% from 8

Owed within a year

£160k

−28% from £223k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06899460. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Clinic 95’s history from the FCA register and Companies House, newest first.

2025

8 January 2025

  • Clinic 95 Holdings (2) Limited gave up control
  • Clinic 95 Holdings (2) Limited took control (75–100% of shares)
  • Clinic 95 Holdings (3) Limited took control (75–100% of shares)
  • Clinic 95 Holdings Limited gave up control

Companies House

2024

2 October 2024

  • Became an introducer appointed representative
  • Began trading as "Clinic 95"

FCA register

2018

6 April 2018

  • Clinic 95 Holdings Limited took control (75–100% of shares)
  • Maria Joy Hardman gave up control

Companies House

2016

1 July 2016

  • Maria Joy Hardman took control (75–100% of shares)

Companies House

2009

8 May 2009

  • Incorporated at Companies House
  • Maria Joy Hardman appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Clinic 95

Other firms of the same type (dental or medical practice), nearest first.

In Oxford

Beyond Oxford LimitedOxfordAppointed representativeManor Dental Care LimitedOxfordAppointed representativeOxford Orthodontics LimitedOxfordAppointed representativeOxfordshire MindOxfordAppointed representativeShrcompany LimitedOxfordAppointed representativeStudental LtdOxfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Clinic 95

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Clinic 95 Limited FCA authorised?
Clinic 95 Limited (FRN 1019959) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Clinic 95?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Clinic 95 Limited (FRN 1019959) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not Clinic 95. Example: if Clinic 95 refers you to a financial adviser, the advice should come from the principal firm, not from Clinic 95 itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Clinic 95’s phone number?
The FCA register lists the phone number 01865 241661 for Clinic 95. If you were given different contact details, use these to check with the firm before going any further.
Is Clinic 95 a scam or clone?
Clinic 95 is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Clinic 95?
Protection works through Tabeo Finance Limited, the principal firm responsible for Clinic 95's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Clinic 95?
Clinic 95 is owned by Clinic 95 Holdings (3) Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 8 January 2025. Before that, it was controlled by Clinic 95 Holdings (2) Limited, Clinic 95 Holdings Limited and Ms Maria Joy Hardman.
Who runs Clinic 95?
Companies House lists one director of Clinic 95: Maria Joy Hardman.
How long has Clinic 95 been in business?
The company was formed on 8 May 2009.
What do Clinic 95’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £153k (+4.1% from £147k) and cash at bank of £83.0k (−39% from £137k).

Sources and links

The full report on Clinic 95 Limited

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