Cloudlearn Ltd

Reference number: 684879

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cloudlearn.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 111 3006 is
  • Who else gives the postcode G5 8JN
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC399410
Company status
Active
Company type
Private limited company
Incorporated
12 May 2011 (15 years old)
Registered office
94 Hope Street, Suite 2.11, Glasgow, G2 6PH, Scotland
Nature of business
  • Other education not elsewhere classified (SIC 85590)

Directors and company secretaries

Name Role Born Appointed Other companies
Stuart Gibson Director Dec 1974 12 May 2011 None
Kurien Philip Director Jan 1970 27 Feb 2012 None
Paul Robert Monan Director Nov 1984 1 Feb 2017 3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£146k

−1.3% from £148k

Cash at bank

£369k

+17% from £314k

Employees (average)

5

Same as 5

Owed within a year

£239k

+28% from £186k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC399410. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Cloudlearn’s history from the FCA register and Companies House, newest first.

Key events (9) All events (16)

2022

23 July 2022

  • Cloudlearn Ip Ltd stopped being a part-owner

Companies House

22 July 2022

  • Kurien Philip became a part-owner (25–50% of shares)

Companies House

2021

15 October 2021

  • Cloudlearn Ip Ltd became a part-owner (25–50% of shares)

Companies House

27 August 2021

  • Archibald Lacey stopped being a part-owner

Companies House

2016

2 June 2016

  • Archibald Lacey became a part-owner (25–50% of shares)

Companies House

1 June 2016

  • Stuart Gibson became the majority owner (50–75% of shares)

Companies House

2015

2 June 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2011

12 May 2011

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (9 shown here)
  • Every director appointment and resignation: 5
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Firms like Cloudlearn

Other firms of the same type (credit broker), nearest first.

In Glasgow

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cloudlearn

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is Cloudlearn Ltd FCA authorised?
Yes, Cloudlearn Ltd (FRN 684879) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Cloudlearn’s phone number and website?
The FCA register lists the phone number 0330 111 3006 and the website cloudlearn.co.uk for Cloudlearn. If you were given different contact details, use these to check with the firm before going any further.
Is Cloudlearn a scam or clone?
Cloudlearn is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cloudlearn?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Cloudlearn handles your money, so check the specific product before you commit. You can also refer complaints about Cloudlearn to the Financial Ombudsman Service, free of charge.
Who owns Cloudlearn?
Companies House lists 2 people with significant control of Cloudlearn: Mr Stuart Gibson (50–75% of shares) and Mr Kurien Philip (25–50% of shares). Before that, it was controlled by Mr Archibald Lacey and Cloudlearn Ip Ltd.
Who runs Cloudlearn?
Companies House lists 3 directors of Cloudlearn: Stuart Gibson, Kurien Philip and Paul Robert Monan.
How long has Cloudlearn been in business?
The company was formed on 12 May 2011, and has held its current FCA authorisation since June 2015.
What do Cloudlearn’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £146k (−1.3% from £148k) and cash at bank of £369k (+17% from £314k).

Sources and links

The full report on Cloudlearn Ltd

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