Clovasure: FCA regulated?

No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 6 March 2025.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Last known phone number

07555 644261
Last known address

Second Floor, Curzon House, 24 High Street, Bansted, Surrey, SM7 2LJ, United Kingdom

In the full report: 2 background checks

What kind of line 07555 644261 is
Who else gives the postcode SM7 2LJ

Past FCA permissions and consumer protection

The record is closed
Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: CLOVASURE LLP
Company number: OC445073 (opens Companies House in a new tab)
Company status: Active
Company type: Limited liability partnership
Incorporated: 16 December 2022 (3 years old)
Registered office: Second Floor, Curzon House, 24 High Street, Banstead, Surrey, SM7 2LJ, England

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Kevin Kettrick	LLP designated member	Nov 1963	16 Dec 2022	None
Hugo Charles Merison	LLP designated member	Mar 1964	16 Dec 2022	9 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 9
closed down: 6
are FCA-registered: 2

In the full report: all 9 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 on the FCA register

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Cash at bank

£19.3k

No earlier figure to compare

Employees (average)

0

Same as 0

Owed within a year

£1,800

Same as £1,800

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company OC445073. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Clovasure’s history from the FCA register and Companies House, newest first.

2025

6 March 2025

Stopped being an appointed representative

FCA register

2022

16 December 2022

Incorporated at Companies House
Kevin Kettrick took control (75–100% of shares)
Hugo Charles Merison appointed as a director
Kevin Kettrick appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Clovasure

Other FCA-listed firms that share a director, phone number or address with Clovasure. A link shows who the firm is tied to, not whether either can be trusted.

past links: 2

In the full report: all 0 connected firms, named

2 past links through former directors

Get the full report on Clovasure

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9 other companies its directors have run, named
2 background checks on its contact details
All 5 events in its history

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Frequently asked questions about this firm

Is Clovasure FCA authorised?

No. Clovasure (FRN 1027376) is still listed on the FCA register, but the record is closed: no longer an appointed representative.

Is Clovasure a scam or clone?

Clovasure is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.

Is my money safe with Clovasure?

Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Clovasure has no cover, because it is no longer permitted to carry it out.

Who owns Clovasure?

Companies House lists one person with significant control of Clovasure: Mr Kevin Kettrick (75–100% of votes).

Who runs Clovasure?

Companies House lists 2 directors of Clovasure: Kevin Kettrick and Hugo Charles Merison.

How long has Clovasure been in business?

The company was formed on 16 December 2022.

What do Clovasure’s latest accounts show?

Its latest accounts, to 31 March 2025, show cash at bank of £19.3k (no earlier figure to compare).