Clyde Financial Ltd

Reference number: 995547

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 27 April 2023.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Last known website

    hub-financial.co.uk

  • Last known phone number

    01698 538300

  • Last known address

    The Mortgage Hub, 38 Cadzow Street, Hamilton, Lanarkshire, ML3 6DG, United Kingdom

In the full report: 3 background checks

  • When hub-financial.co.uk first appeared online, and whether it can receive email
  • What kind of line 01698 538300 is
  • Who else gives the postcode ML3 6DG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • HUB FINANCIAL LTD Former name

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC764315
Company status
Active
Company type
Private limited company
Incorporated
30 March 2023 (3 years old)
Registered office
38-40 Cadzow Street, Hamilton, ML3 6DG, United Kingdom
Nature of business
  • Administration of financial markets (SIC 66110)

Directors and company secretaries

Name Role Born Appointed Other companies
Lynsey Morag Campbell Director May 1982 30 Mar 2023 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
are FCA-registered
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Total equity

−£4,048

−107% from £59.2k

Employees (average)

4

−20% from 5

Owed within a year

£50.4k

+137% from £21.2k

Total equity is negative: on its last balance sheet the company owed £4,048 more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC764315. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Clyde Financial’s history from the FCA register and Companies House, newest first.

Key events (6) All events (9)

2026

29 March 2026

  • Clyde Property Limited stopped being the majority owner

Companies House

2025

1 April 2025

  • Changed its registered name from "HUB FINANCIAL LTD"

FCA register

2023

27 April 2023

  • Stopped being an appointed representative

FCA register

30 March 2023

  • Incorporated at Companies House
  • Clyde Property Limited became the majority owner (50–75% of shares)
  • The Mortgage Hub Limited took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Clyde Financial

Other FCA-listed firms that share a director, phone number or address with Clyde Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same postcode (1)
  • Who links each one: the named directors, with dates
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Get the full report on Clyde Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Clyde Financial Ltd FCA authorised?
No. Clyde Financial Ltd (FRN 995547) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is Clyde Financial a scam or clone?
Clyde Financial is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Clyde Financial?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Clyde Financial has no cover, because it is no longer permitted to carry it out.
Who owns Clyde Financial?
Clyde Financial is owned by The Mortgage Hub Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 30 March 2023. Before that, it was controlled by Clyde Property Limited.
Who runs Clyde Financial?
Companies House lists one director of Clyde Financial: Lynsey Morag Campbell.
How long has Clyde Financial been in business?
The company was formed on 30 March 2023.
What do Clyde Financial’s latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of −£4,048 (−107% from £59.2k).
Does Clyde Financial use any other names?
It has previously used the name HUB FINANCIAL LTD.

Sources and links

The full report on Clyde Financial Ltd

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