Clydebank Financial Services Ltd

Reference number: 222562

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When clydebankfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 0141 952 1500 is
  • Who else gives the postcode G81 1BL
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Clydebank Financial Services & Mortgage Matters Ltd Former name
  • Clydebank Mortgage Matters Former trading name
  • Iain Mackay Financial Management Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC239324
Company status
Active
Company type
Private limited company
Incorporated
8 November 2002 (23 years old)
Registered office
67 Kilbowie Road, Clydebank, West Dunbartonshire, G81 1BL, Scotland
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
David Robert Scott Director Dec 1971 8 Nov 2002 1 other company
Roma Ellen Haig Director Mar 1970 3 Jan 2018 None
Lesley Elizabeth Scott Secretary Not published 8 Nov 2002 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£208k

−3.5% from £215k

Cash at bank

£184k

+2.3% from £180k

Employees (average)

5

−17% from 6

Owed within a year

£30.9k

−19% from £38.0k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC239324. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Clydebank Financial Services’s history from the FCA register and Companies House, newest first.

Key events (7) All events (17)

2018

5 February 2018

  • Changed its registered name from "Clydebank Financial Services & Mortgage Matters Ltd"

FCA register

2017

3 January 2017

  • Lesley Elizabeth Scott became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • David Robert Scott became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2003

16 May 2003

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2002

8 November 2002

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (7 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Clydebank Financial Services

Other FCA-listed firms that share a director, phone number or address with Clydebank Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Clydebank Financial Services

Other firms of the same type (financial adviser), nearest first.

In Clydebank

Gerald MulhernClydebankAuthorisedJC Roxburgh (Financial Services) LimitedClydebankAuthorisedCochno Financial Group LimitedClydebankAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Clydebank Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Clydebank Financial Services Ltd FCA authorised?
Yes, Clydebank Financial Services Ltd (FRN 222562) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2003 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Clydebank Financial Services’ phone number and website?
The FCA register lists the phone number 0141 952 1500 and the website clydebankfinancial.co.uk for Clydebank Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Clydebank Financial Services a scam or clone?
Clydebank Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Clydebank Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Clydebank Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Clydebank Financial Services?
Companies House lists 2 people with significant control of Clydebank Financial Services: Mr David Robert Scott (25–50% of shares) and Mrs Lesley Elizabeth Scott (25–50% of shares).
Who runs Clydebank Financial Services?
Companies House lists 2 directors of Clydebank Financial Services: David Robert Scott and Roma Ellen Haig.
How long has Clydebank Financial Services been in business?
The company was formed on 8 November 2002, and has held its current FCA authorisation since May 2003.
What do Clydebank Financial Services’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £208k (−3.5% from £215k) and cash at bank of £184k (+2.3% from £180k).
Does Clydebank Financial Services use any other names?
It has previously used 3 other names: Clydebank Financial Services & Mortgage Matters Ltd, Clydebank Mortgage Matters and Iain Mackay Financial Management.

Sources and links

The full report on Clydebank Financial Services Ltd

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