Clydevalley Financial Solutions Limited

Reference number: 477538

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Clydevalley Financial Solutions Limited (FRN 477538) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Clydevalley Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Clydevalley Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When clydevalleyfs.co.uk first appeared online, and whether it can receive email
  • What kind of line 01698 373619 is
  • Who else gives the postcode ML2 8AA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Clydevalley Financial Solutions Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC336573
Company status
Active
Company type
Private limited company
Incorporated
23 January 2008 (18 years old)
Registered office
25-29 Stewarton Street, Wishaw, ML2 8AA, Scotland
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Walsh Director Mar 1970 23 Jan 2008 None
Morag Walsh Secretary Not published 23 Jan 2008 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£3,597

Up £3,437 from £160

Employees (average)

4

Same as 4

Owed within a year

£28.5k

−12% from £32.3k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC336573. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Clydevalley Financial Solutions’s history from the FCA register and Companies House, newest first.

2016

1 July 2016

  • Stephen Walsh took control (75–100% of shares)

Companies House

2008

4 February 2008

  • Changed its registered name from "Clydevalley Financial Solutions"

FCA register

23 January 2008

  • Incorporated at Companies House
  • Stephen Walsh appointed as a director

Companies House

11 January 2008

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Clydevalley Financial Solutions

Other firms of the same type (insurance broker), nearest first.

In Wishaw

Kirkton Ins Brokers LimitedWishawAuthorised

In the Motherwell (ML) postcode area

Atmos Financial Solutions LtdLarkhallAppointed representativeCascade Mortgage Solutions LtdCoatbridgeAppointed representativeE G Murray Insurance Services LtdAirdrieAppointed representativeGJC Property Services LimitedBellshillAppointed representativeJames Parvin Mortgages LtdCoatbridgeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Clydevalley Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Clydevalley Financial Solutions Limited FCA authorised?
Clydevalley Financial Solutions Limited (FRN 477538) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Clydevalley Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Clydevalley Financial Solutions Limited (FRN 477538) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Clydevalley Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Clydevalley Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Clydevalley Financial Solutions’ phone number and website?
The FCA register lists the phone number 01698 373619 and the website clydevalleyfs.co.uk for Clydevalley Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Clydevalley Financial Solutions a scam or clone?
Clydevalley Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Clydevalley Financial Solutions?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Clydevalley Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Clydevalley Financial Solutions?
Companies House lists one person with significant control of Clydevalley Financial Solutions: Mr Stephen Walsh (75–100% of shares).
Who runs Clydevalley Financial Solutions?
Companies House lists one director of Clydevalley Financial Solutions: Stephen Walsh.
How long has Clydevalley Financial Solutions been in business?
The company was formed on 23 January 2008.
What do Clydevalley Financial Solutions’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £3,597 (up £3,437 from £160).
Does Clydevalley Financial Solutions use any other names?
It has previously used the name Clydevalley Financial Solutions.

Sources and links

The full report on Clydevalley Financial Solutions Limited

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