CMM Limited

Reference number: 449294

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Personal Touch Financial Services Limited Reference number: 187834 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • CMM Limited (FRN 449294) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use CMM's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from CMM, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01825 830030

  • Address

    Crofton, Warren Lane, Cross in Hand, Heathfield, East Sussex, TN21 0TB, United Kingdom

In the full report: 2 background checks

  • What kind of line 01825 830030 is
  • Who else gives the postcode TN21 0TB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Complete Mortgage Management Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05641818
Company status
Active
Company type
Private limited company
Incorporated
1 December 2005 (20 years old)
Registered office
Crofton Warren Lane, Cross In Hand, Heathfield, TN21 0TB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter William Gribble Director Oct 1952 16 Aug 2010 None
Colin Edwin Ash Director Jan 1957 1 Jun 2011 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£92.3k

+6.2% from £87.0k

Employees (average)

4

Same as 4

Owed within a year

£22.0k

No earlier figure to compare

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05641818. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cmm’s history from the FCA register and Companies House, newest first.

Key events (6) All events (14)

2026

1 April 2026

  • Peter William Gribble became a part-owner (25–50% of shares)

Companies House

2016

1 December 2016

  • Colin Edwin Ash gained significant control
  • Peter William Gribble gained significant control

Companies House

2007

12 April 2007

  • Changed its registered name from "Complete Mortgage Management Ltd"

FCA register

2006

15 March 2006

  • Became an appointed representative

FCA register

2005

1 December 2005

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (6 shown here)
  • Every director appointment and resignation: 6
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Firms like Cmm

Other firms of the same type (mortgage adviser or broker), nearest first.

In Heathfield

Halo Employee Benefits LtdHeathfieldAppointed representativeSimply Funding Assets LtdHeathfieldAppointed representativeSimply Mortgage Matters LtdHeathfieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cmm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is CMM Limited FCA authorised?
CMM Limited (FRN 449294) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cmm?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. CMM Limited (FRN 449294) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Cmm's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cmm, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cmm’s phone number?
The FCA register lists the phone number 01825 830030 for Cmm. If you were given different contact details, use these to check with the firm before going any further.
Is Cmm a scam or clone?
Cmm is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cmm?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for Cmm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cmm?
Companies House lists 3 people with significant control of Cmm: Mr Peter William Gribble (25–50% of shares), Mr Colin Edwin Ash (significant influence or control) and Mr Peter William Gribble (significant influence or control).
Who runs Cmm?
Companies House lists 2 directors of Cmm: Peter William Gribble and Colin Edwin Ash.
How long has Cmm been in business?
The company was formed on 1 December 2005.
What do Cmm’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £92.3k (+6.2% from £87.0k).
Does Cmm use any other names?
It has previously used the name Complete Mortgage Management Ltd.

Sources and links

The full report on CMM Limited

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