Cobalt Underwriting Services Limited

Reference number: 605713

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07547 105091

  • Address

    Argyll Management Ltd, 1 Cornhill, London, City Of London, EC3V 3ND, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 07547 105091 is
  • Whether EC3V 3ND is a shared office: 23 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cobalt Underwriting Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 March 2012 (14 years old)
Registered office
14 Bonhill Street, London, EC2A 4DJ, England
Nature of business
  • Non-life insurance (SIC 65120)
  • Non-life reinsurance (SIC 65202)

Directors and company secretaries

Name Role Born Appointed Other companies
John Caldicott Williams Director Apr 1958 22 Jan 2020 19 other companies
Sean James Dalton Director Sep 1965 1 Jan 2024 26 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
39
closed down
14
went insolvent
1

In the full report: all 39 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 3 on the FCA register
  • The 6 companies these 2 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

£20.5k

From a loss of £224k

Total equity

£20.8k

+28% from £16.3k

Cash at bank

£11.1k

−61% from £28.6k

Employees (average)

0

Same as 0

The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £105k, for the year to 31 December 2022.

Profit before tax

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07979365. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cobalt Underwriting Services’s history from the FCA register and Companies House, newest first.

2026

8 January 2026

  • Cobalt Insurance Holdings Limited gave up control
  • Trebuchet Secure Group Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Cobalt Insurance Holdings Limited took control (75–100% of shares)

Companies House

2013

31 October 2013

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2012

7 March 2012

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (6 shown here)
  • Every director appointment and resignation: 14
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Firms connected to Cobalt Underwriting Services

Other FCA-listed firms that share a director, phone number or address with Cobalt Underwriting Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
past links
2

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
  • 2 past links through former directors
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Firms like Cobalt Underwriting Services

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cobalt Underwriting Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 39 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 22 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Cobalt Underwriting Services Limited FCA authorised?
Yes, Cobalt Underwriting Services Limited (FRN 605713) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2013 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Cobalt Underwriting Services’ phone number?
The FCA register lists the phone number 07547 105091 for Cobalt Underwriting Services. If you were given different contact details, use these to check with the firm before going any further.
Is Cobalt Underwriting Services a scam or clone?
Cobalt Underwriting Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cobalt Underwriting Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cobalt Underwriting Services to the Financial Ombudsman Service, free of charge.
Who owns Cobalt Underwriting Services?
Cobalt Underwriting Services is owned by Trebuchet Secure Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 8 January 2026. Before that, it was controlled by Cobalt Insurance Holdings Limited.
Who runs Cobalt Underwriting Services?
Companies House lists 2 directors of Cobalt Underwriting Services: John Caldicott Williams and Sean James Dalton.
How long has Cobalt Underwriting Services been in business?
The company was formed on 7 March 2012, and has held its current FCA authorisation since October 2013.
What do Cobalt Underwriting Services’ latest accounts show?
Its latest accounts, to 31 December 2025, show profit before tax of £20.5k (from a loss of £224k) and total equity of £20.8k (+28% from £16.3k).
Does Cobalt Underwriting Services use any other names?
It trades as Cobalt Underwriting.

Sources and links

The full report on Cobalt Underwriting Services Limited

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