Cogent Services Ltd

Reference number: 1029820

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 26 March 2025.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Last known phone number

    07816 051809

  • Last known address

    Suite 4, New Humberstone House, 40 Thurmaston Lane, Leicester, Leicester, LE5 0TE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07816 051809 is
  • Who else gives the postcode LE5 0TE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Cogent Financial Trading name: A name it trades under now.

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 January 2025 (1 year old)
Registered office
Suite 4 New Humberstone House, 40 Thurmaston Lane, Leicester, LE5 0TE, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Lee Thomas Freer Director May 1990 29 Jan 2025 2 other companies
Michael Lee Norwood Director Jun 1987 29 Jan 2025 8 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
2
are FCA-registered
2

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£512

No earlier figure to compare

Employees (average)

3

No earlier figure to compare

Owed within a year

£22.6k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16216583. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cogent Services’s history from the FCA register and Companies House, newest first.

2025

26 March 2025

  • Stopped being an appointed representative

FCA register

29 January 2025

  • Incorporated at Companies House
  • Jrjf Management Ltd became the majority owner (50–75% of shares)

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Cogent Services

Other FCA-listed firms that share a director, phone number or address with Cogent Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
2
share its postcode
4

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (2), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Cogent Services

Other firms of the same type (insurance broker), nearest first.

In Leicester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cogent Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Cogent Services Ltd FCA authorised?
No. Cogent Services Ltd (FRN 1029820) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is Cogent Services a scam or clone?
Cogent Services is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Cogent Services?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Cogent Services has no cover, because it is no longer permitted to carry it out.
Who owns Cogent Services?
Cogent Services is owned by Jrjf Management Ltd, which holds 50–75% of shares, 50–75% of votes, can appoint and remove the board and held through a firm, since 29 January 2025.
Who runs Cogent Services?
Companies House lists 2 directors of Cogent Services: Lee Thomas Freer and Michael Lee Norwood.
How long has Cogent Services been in business?
The company was formed on 29 January 2025.
What do Cogent Services’ latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £512 (no earlier figure to compare).
Does Cogent Services use any other names?
It trades as Cogent Financial.

Sources and links

The full report on Cogent Services Ltd

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